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With so many different loan products on the market, finding a home loan is not as simple as it used to be. There is a range of options available to you that may save you money, provide you with greater flexibility and peace of mind. Whether it be to renovate, consolidate debts, raise funds for a purchase, change your rates or loan options, then refinancing your existing loan may be the way to go.

Does your business need immediate access to funds? Perhaps you simply can't wait the 6 - 8 weeks that a bank or traditional lender takes, because you urgently need to get your hands on between $20,000 up to $2m, by tomorrow. Even if you don't have financial records, or you have a bad credit history, then perhaps a short term business loan is the answer.
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When financing possibly your largest single asset purchase would you prefer a faceless banker with a only handful of products, or a real live caring human (yes, we are human!) with access to over 30 different lenders with hundreds of loan products that gives you great service and makes the whole process so easy for you?
The interest rate he got for us was far better than what we are currently paying. After being given the run around from another broker, we came to Russell to seek advice on getting the best interest rate on our mortgages. He came up with some great options in a really quick time frame, and understood our requirements well.
We work with over 30 of Australia's leading lenders every day thanks to our partnership with the Australian Finance Group* who have access to over 1850 commercial and residential mortgage finance products. It's our relationships with the lenders that can really work in your favour. We know the industry well, inside and out, we know how each lender works and what they want.
The right refinanced loan could help you pay off your mortgage faster and for less, clear unhealthy debt or help you upgrade and add value your home, all of which are steps in the right direction. With lenders adjusting their rates outside of the reserve bank now is a great time to shop around check that you have the right loan for your needs, we are a great starting point.
Building a home is a complex process that involves multiple parties including builders, lenders, solicitors, accountants, quantity surveyors and the council. With so many people involved in the process, there is always the possibility that some experts will not understand each other's field and things may go wrong.
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