Smart Money Solutions
Call now
Call now
Website
Call
Smart Money Solutions
Time to start building your investment property portfolio Investing in property is a great way to build not. Calculators Loan repayments Calculator Extra repayments Calculator 1 Minute Calculator Helpful Tools Moving. Smart Money Solutions exists to make getting home loans and personal loans as easy as possible - even when circumstances in the past have gotten you nothing but denials.

We're the experts in successfully helping people attain home loans in Melbourne, Sydney and in other cities throughout the Australia. We work with over 30 major lenders and banks to offer our clients the most options - more than any other lender.
Services
If a prospective client cannot afford to buy, I will not push them into buying. I rather help them prepare to buy in the next few months or years whenever they are ready to buy. I not only help clients secure a low interest rate, but also provide options based on low other fees (application fees, LMI, legal fees, settlement fees, ongoing fees and so on).
Smart Money Solutions is a mortgage broking firm dedicated to helping our clients access the best home loan product based on their personal needs. We recognised that first home buyers needed guidance and there was no one who took the time to provide information they deserved to know before they can choose the right home loan.
At Smart Money Solutions, we make getting loans as easy as possible, even if your personal circumstances mean you haven't been able to get a loan or mortgage elsewhere. Need to release equity from your existing property to cater for your other needs (debt consolidation, renovation, deposit to buy another property).
Buying your first home is one of the most important decisions you will make in life. Our dedicated first home buyer's service makes climbing the property ladder simple, fast and flexible. Working with over 30 major banks, we pride ourselves in being able to find the right home loan for you.

We take every effort to understand your needs and save you time and effort by making sure your application is submitted only to one lender who will approve the loan based on your situation.This is even truer if you don't meet the normal lending criteria. Many lenders generally ask for a minimum of 5% deposit as 'genuine savings', meaning they want the money saved over a period of at least 3 months.
Gone are the days when you had a loan with the same bank until you paid it off. On average, home loan owners change lenders once every three to four years. However, before you can refinance, you need to understand why you want to refinance and the costs involved in changing lenders. As interest rates change almost every month it is always important to be on the lookout for opportunity to pay less interest and save money.
Reviews (1)
Caryn De Silva
Caryn De Silva
Nov 13, 2019
Report
I would highly recommend Obu and Smart Money Solutions. She comes to you with a wealth of experience from the mortgage and banking world and holds accreditations with all the major banks. Smart Money Solutions is focused on offering options and most importantly educating you on the home loan mortgage process. Obu has written a book which is a great guide to anyone journeying into the home loan and mortgage process "Smart Woman, Smart Home Loans' - well worth the read!