Australian Financial & Insurance Services

Australian Financial & Insurance Services is a family owned business located in South Morang. The business was established on the basis to create tailored solutions that will achieve your financial goals, everything we do is about that commitment, from understanding your financial needs to the development of a close partnership and plan to successfully achieve them.

Without the income you provide, your family could struggle to pay day-to-day living expenses such as rent or mortgage payments, school fees, utility bills, and even the basics like food and clothing. They might even be forced to sell the car or family home just to get by. That's why life insurance is so important - it could help secure your family's financial future, even if you're no longer around to help.

A serious injury or illness can make it difficult or impossible for you to continue to work. If this happens, you will need to find a way to support yourself and your family. Total and permanent disability cover is almost always purchased together with life cover and can provide a financial safety net if you get a serious injury or illness that stops you from working.

Income protection insurance replaces the income lost through your inability to work due to injury or sickness. It is an important consideration for anyone who relies on an income. It is especially suitable for self-employed people, small business owners or professionals whose business relies heavily on their ability to work.

Superannuation is a way to save for your retirement. The money comes from contributions made into your super fund by your employer and, ideally, topped up by your own money. Sometimes the government will add to it through co-contributions and the low income super contribution. Over the course of your working life, these contributions from your employer add up, or 'accumulate'.