Aspirus Financial Services
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Steven was recommended by a friend and it is easy to know why. He is extremely professional, and was always within reach by a phone call, text message or email - even when he was ill. He is always responsive and considers all our options before recommending the right products and solutions. I was pretty sure we were in good hands and it had since been proven, when everything went smoothly all the way until settlement.

Thank you Steven! We worked with Steven Phang to purchase our first home and we really can't say enough good things about him. Thanks to Steven, purchasing our first home is a dream come true - sooo much sooner than we would have ever expected! He was so knowledgeable, approachable, accommodating and most of all, very supportive.
Services
The meaning behind our name is our aim to aspire our clients, our strategic business partners, and ourselves towards financial freedom. We are a boutique mortgage broking company based in Melbourne with the goal to help Aussies with their mortgage situation. Service - We strive to provide high quality service to all of our clients and business partners.
If you are looking to take out a residential loan but don't know how to find a competitive rate, a residential loan broker in Melbourne can help you make the process less tiresome and painful. Here at Aspirus Financial, we specialise in helping you find a loan solution suitable for you. We know that when it comes to buying a home for the first time, the process can be extremely overwhelming.
First home owners may be eligible to a First Home Owner Grant (FHOG) offered by the Government?. A mortgage broker can help you understand whether you meet the eligibility criteria for a First Home Owner Grant. Our first home mortgage brokers in Melbourne are able to help you through the First Home Owner Grant application process from start to finish.
Due to the changes made by banks in recent years, it has become more challenging to find a suitable loan solution for property investors. With interest rates hitting all-time highs when compared to homeowners, property investors are often put off by the rates banks are offering for investment loans.
As home loan brokers in Melbourne, we understand that purchasing a home, no matter how many times you've done it, can still be a tedious process if you're managing with it on your own. From dealing with real estate agents who hide the truth just to get the best commission to arranging for pest and building inspections, the whole process can be overwhelming.
Reviews (9)
Tiya Chakma
Tiya Chakma
Jan 12, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
Buying house is very stressful process, however Steven and his team made the process so smooth. They were very helpful throughout the process. I am so grateful and looking forward to work together again in future. Great service and very responsive. Eternally grateful 🙏🏼
Christopher Chow
Christopher Chow
Sep 26, 2021
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Couldn’t be happier with the experience we’ve received from Steven. Being first home buyers, we had a lot of questions, concerns and caution when looking at our options for financing. Prompt replies within minutes, professional attitude and willingness to help and answer all the questions we put forth in detail. Will definately be using and recommending them for all future property purchases.
Jy Yee
Jy Yee
Jun 16, 2021
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Steven and Yvonne were both really responsive, helpful and patient. They were able to sort out finance approval and settlement in a very tight timeline. Steven could also provide some further insights useful to a property owner/investor. Overall, I would recommend their services.
Esmeralda Rivas
Esmeralda Rivas
May 22, 2021
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A big thank you to Steven for assisting us on the loan process. We couldn't have it done without his expertise and in depth knowledge of banks and their financial products. Steven was always available and ready to answer our queries. We are forever grateful.
You want go wrong if you pick Aspirus Financial Services
Once again Thank you Steven
Ks Tan
Ks Tan
Apr 26, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Thank you to Steven, Yvonne and team for assisting us on the loan process. It has been a long journey with Steven. He's always available to answer all our queries as we had initially looked at buying existing property but finally decided to buy land and build.
Michael P.
Michael P.
Apr 22, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Steven is very experienced in this industry and very prompt and responsive during my engagement with him. His in-depth knowledge reassured us and answered all of the concerns we had. Highly recommended and will not hesitate to use their services again!
David
David
Feb 04, 2021
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Steven of Aspirus was very helpful to explain what was entailed in the entire process in terms of financing a home purchase to me who had zero clue right at the beginning.
Flexible and accommodating to client's late timing after work hours and is responsive when asked any sort of questions (be it banks, concessions, stamp duties, advice on searching for house and land/existing home/KDR etc)
Managed to source for the best mortgage deal for me dependent on my financial situation and worked within the timeframes required for settlement to be successful.
Thank you for guiding me through the entire
Luca Wright
Luca Wright
Aug 20, 2020
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Steven is very experienced in his job and was always prompt in his replies. We had a very short finance clause period and Steven did everything in his ability for us to get the deal done in time. With his knowledge, he was able to answer all of the questions we had, even when some arent as directly related to his role, he was able to point us in the right direction.
Sangeetha Rajoo
Sangeetha Rajoo
Jul 27, 2020
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The Best Ever Mortgage Broker Melbourne - Aspirus Financial Services
A huge THANK YOU to Steven from without whom it would have been a very stressful journey to purchase our first home. Steven is extremely patient and approachable, and explains the very complicated home loan and settlement process in simple terms. Steven was extremely helpful in securing our loan for us with a good interest rate .
Over the last few months Steven has always been prompt with his responses, provided the right guidance and gone above and beyond with his support towards us. We recommend him wholeheartedly and look