How Property Loans
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We are a solution based lending team with a strong desire to fulfill your dreams and grow your wealth. We love it with a passion - so you don't need to! With our extensive experience in the industry and awards for our efforts, you can rest assured that you are in the hands of true award winning professionals.

This kind of experience is hard to beat and is something you can count on when it comes to something as important as your finances. We love to see our clients reach their goals and go beyond what they thought was possible. Often that means stepping outside of your comfort zone and stretching you further to help you get to better goals and really go for them.
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We are a solution based lending team with a strong desire to fulfill your dreams and grow your wealth. We love it with a passion - so you don't need to! First and foremost we know what we are doing. With our extensive experience in the industry and awards for our efforts, you can rest assured that you are in the hands of true award winning professionals.
Australia currently faces a chronic housing shortage which, coupled with a rapidly expanding population has pushed rental vacancy rates to historic lows and put upward pressure on rents. As we are helping you with your finances we have an obligation that you are provided with all the information regarding protecting your biggest investment - YOU.
A loan with lower repayments for the first six to twelve months. After the 'honeymoon' the loan becomes a standard variable loan and the repayments increase. Make sure that you can meet the higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.
Australia currently faces a chronic housing shortage which, coupled with a rapidly expanding population (through natural increase and immigration), has pushed rental vacancy rates to historic lows and put upward pressure on rents. There are simply not enough houses to go around. Make your current property work for you!
Mortgage protection and lender's mortgage insurance (LMI) are for two different situations. Lender's mortgage insurance is usually required where your deposit is less than 20% of the purchase price of your property and protects the lender in the event that you default on your repayments. Mortgage protection however is insurance that supports you in case you become involuntarily unemployed or are unable to work due to illness or disability.
Reviews (2)
Scott Jarvis
Scott Jarvis
Jan 16, 2022
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We have recently had the pleasure of having Lee as our Mortgage Broker which is actually the second time we’ve worked with Lee. The first time was over 10 years ago where Lee helped us set up a mortgage remotely when my wife and I were preparing to move to Australia from the UK.
I can’t even start to praise Lee enough for the work she does, but I suppose leaving this review is a small way to put it out there. She is so professional and helpful that it helps take such a huge amount of stress away from such a stressful process, especially for those of us is who don’t have a huge amount of
Melanie Burge
Melanie Burge
Jul 18, 2020
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A little over a year ago, I moved into my first home, purchased with a mortgage attained with HOW Property Loans' expert guidance and assistance. I cannot recommend Lee Dittmer highly enough. Every step of the way, from initial consultations to the application process, loan approval to settlement, Lee's advice has been thorough, detailed, easy to understand.
While her financial advice is excellent, she also shows wonderful understanding of personal circumstances and how they affect what is the right mortgage for each person.
Lee is also very generous with follow-up advice and answers to questions