We are specialists at providing funding for borrowers whose circumstances are outside the square. We are an experienced team of mortgage professionals, providing a full suite of financial services. We will work to say YES, and we can cherry-pick the best loan features and options to suit your circumstance.
Since 1998 Direct Credit has been providing Mortgage Brokerage services, as well as our own Non Bank Home loans to everyday Aussies. We offer a wide range of loans to suit just about everyone's situation. Deal direct with real people here in Australia. Established for over 20 years, Direct Credit's Home Loans are the competitive and secure alternative.
Since 1998 Direct Credit has been providing Mortgage Brokerage services, as well as our own Non Bank Home loans to everyday Aussies. We offer a wide range of loans to suit just about everyone's situation. Deal direct with real people here in Australia. Established for over 20 years, Direct Credit's Home Loans are the competitive and secure alternative.
Services
We are an experienced team of mortgage professionals, providing a full suite of financial services. One call and we can quickly find that solution you're looking for. As mortgage managers, we provide tailored home loans direct to you. Because we control every aspect of your loan we can offer more flexible options to meet your exact needs.
An Approval in Principle* is a quick and easy way to fast-track your home loan application process. Borrowing for a home can be exciting and scary all at once. Gaining condition approval gives potential borrowers confidence to proceed further. Once you have achieved conditional approval we'll be in touch to set up a face to face meeting (at your premises or our offices), so we can take the remaining steps with confidence to formal approval.
With variable home loans your interest rates will go up and down over the life of the loan, generally in line with the official cash rate. Direct Credit offers many variable loan products, each with a range of flexible features. We help you in selecting the most beneficial for you. With a standard loan, you would require at least 10% deposit + your costs to purchase a property.
Direct Credit offer common sense lending solutions to self-employed Australians. Through simple and tailored products we look to assist this important group of the Australian economy to achieve their ambitions. Getting finance for a property when one or both of you are self-employed can sometimes be difficult.
Direct Credit Home Loans Australia offer common sense lending solutions to self-employed Australians. Through simple and tailored products we look to assist this important group of the Australian economy to achieve their ambitions. Direct Credit's Prime Alt Doc product caters for self-employed applicants who require alternative methods of income verification.
Reviews (10)
Chelsea Trask
Jan 19, 2022
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Luke Carruthers
Jan 16, 2022
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Reianna Vercoe
Dec 08, 2021
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There are not enough kind words to describe the experience we've had with Puawai and the team at Direct Credit Home Loans. Finding a home in the current market is insanely difficult, everyone from agents to brokers to banks is run off their feet, and if you're trying to do anything non-standard (like us) it's ten times harder.
But Puawai made everything so easy! From finding the right options for us, to guiding us through the entire approval process, and then getting our property settled in a record 21 days right before Christmas is nothing short of epic.
You're a legend Puawai! Thank you for
But Puawai made everything so easy! From finding the right options for us, to guiding us through the entire approval process, and then getting our property settled in a record 21 days right before Christmas is nothing short of epic.
You're a legend Puawai! Thank you for
Scott H.
Dec 05, 2021
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Jack O'Reilly
Nov 27, 2021
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Alina Gavrila
Nov 17, 2021
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I would highly recommend, and will to anyone that needs to refinance. Could not have asked for a better experience. Bettina and Tammy communicated consistently and I always knew where the process was at. Their knowledge, experience and professionalism was evident from the first time we spoke. Thank you Bettina and Tam, you made this process so much easier stress free.
Dorris Sharma
Nov 12, 2021
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Craig Riddle
Nov 09, 2021
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Casey Hogan
Oct 17, 2021
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Meg Chapman
Oct 10, 2021
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I found all of the staff at Direct Credit so amazing, especially Derek! I felt like my goal to buy a property was just as important to the staff at Direct Credit as it was to me.
The staff really wanted to help me make my dream a reality.
The professionalism of the staff was exemplary to say the least.
I felt like a person through the whole process. This meant so much to me. I would not go anywhere else for any future home loan needs.
Well done team! The best service that I have ever experienced.
Thank you.
The staff really wanted to help me make my dream a reality.
The professionalism of the staff was exemplary to say the least.
I felt like a person through the whole process. This meant so much to me. I would not go anywhere else for any future home loan needs.
Well done team! The best service that I have ever experienced.
Thank you.
