Top Mortgages
Call now
Call now
Website
Call
Top Mortgages
With a large panel of lenders to choose from, Top Mortgages can find a loan to suit your needs. Whether you're self employed, an employee, have credit impairment or a first home buyer, we can help. Thinking of purchasing an investment property? Top Mortgages can arm you with all of the information you need to obtain finance for such a purpose as well as offer competitive alternatives to existing loans.

Top Mortgages provides the best in Perth mortgage brokers with a friendly and efficient mortgage and finance broking services. We take away the need to arrange appointments with bank branches. We provide you with information on a broad range of lenders and loans and once you have decided on a loan suitable for you; we assist in obtaining loan approval and follow the application through to settlement.
Services
Top Mortgages was founded by Rhys Dillon and Michael Watts. The vision of both Rhys and Michael is to create a company that is based on delivering the highest levels of dedication and service to all of their clientele. We ensure that the finance we arrange for you is appropriate, this means that we will make reasonable enquiries in relation to your needs, objectives and financial circumstances prior to recommending a loan product.
With a large panel of lenders to choose from, Top Mortgages can find a loan to suit your needs. Whether you're self employed, an employee, have credit impairment or a first home buyer, Top Mortgages can help. If you are buying a new home, you want a broker that will take into account your needs and adhere to finance approval and settlement time constraints to take some of the stress out of buying a new home.
If you are looking to purchase a commercial property for owner occupancy or for investment purposes, Top Mortgages can help. We can source lenders that use the commercial property itself as security or residential property as security (or a combination of both). Often if residential property is used as security, interest rates are the same (or close to) as residential loans.
If you have an ABN or the car will be for Business purposes then a Business Car Loan can be arranged to match your Business requirements. Finding Car finance for a Start-up Business or even an established Business can be time consuming and our staff can workshop your requirements with suitable Lenders to ensure you receive the best deal.
Providing you have equity in real estate we can help you consolidate other loans and credit cards to ease the financial stress. Top Mortgages has access to lenders that can consolidate an unlimited number of debts into a mortgage, providing your equity and income is sufficient. Existing debts such as Credit Cards, Store Cards, Car Loans, Personal Loans and other debts can be lumped into one simple payment giving you more money to use each month.
Reviews (10)
Paul Freeman
Paul Freeman
Jun 23, 2021
Report
Positive: Professionalism, Quality, Responsiveness, Value
Worked with Rhys throughout my whole mortgage process, he made everything smooth, simple and stress free, especially with me working away. I will definitely be working with him in future, and have also recommended Top Mortgages and Rhys to my friends looking to buy. Great service, great company.
Michelle Andrews
Michelle Andrews
Jun 07, 2021
Report
We cannot thank Rhys enough for his time, effort and patience in securing a suitable mortgage for myself and my partners first home. He really helped us to understand the process, took time to search for the most suitable loan options and we felt comfortable during the entire process knowing Rhys was looking after us. We couldn’t be more grateful to have dealt with Rhys and will certainly continue to recommend Top Mortgages to family and friends. Thank you Rhys!
John Lawley
John Lawley
Apr 24, 2021
Report
I have engaged Rhys and Mike personally and recommended them to my clients, professionally and in both respects, they have impressed. They make (what has become over recent years) a complicated process appear easy, provide regular updates and appropriate pressure on third parties to ensure they get the job done.
I highly recommend Top Mortgages.
Zoe George
Zoe George
Nov 03, 2020
Report
Positive: Professionalism, Quality, Responsiveness, Value
Michelle was amazing! Helped me out from start to finish with my car loan. Even came to me when forms needed to be signed, making it super easy to fit everything into my schedule and get everything sorted super fast! 100% recommend!
Lukasz Zimowski
Lukasz Zimowski
Sep 07, 2020
Report
Rhys has helped my family twice now with Mortgages and has done an amazing job making sure we are looked after by our lender. Thanks Rhys will be back again next time we need your help :)
Paul Robinson
Paul Robinson
Aug 27, 2020
Report
I've used Top Mortgages three times in the past decade and each time has been a positive experience. Rhys makes the process exceptionally straight forward and I feel he always has my best interests in mind.
Ross Milner
Ross Milner
Dec 04, 2019
Report
I couldn't recommend Rhys and the team at Top Mortgages enough. They went above and beyond sorting out our home loan and was always there to answer my 100 questions. Great job guys and thanks again!
Danielle T.
Danielle T.
Oct 05, 2019
Report
We would definitely recommend Top Mortgages to our friends and family. Mike was excellent to deal with - very thorough and prompt with his replies.
Thank you so very much for all of your assistance with getting our first home loan approved! Your efforts during the whole process and commitment to ensuring a positive outcome for us exceeded our expectations and is much appreciated.
Maia Greenhow
Maia Greenhow
Jun 29, 2019
Report
We recently bought our first house and the whole mortgage process was made so easy by the work that Rhys and his team did. He listened to what type of mortgage we were after and gave us a number of options for us to choose from. We felt like he really cared about getting us the best product and ensuring that it was as stress free as possible. We would recommend Top Mortgages to anyone.
Metro Perth
Metro Perth
Jul 27, 2018
Report
Rhys and the team at Top Mortgages make financing a mortgage a lot more understand and ensure you one that suits your personal needs. Fully recommend them and no question to them is too big or stupid. I felt 100% confident to contact with any query or worry. Thanks Rhys.