Ricarmo Financial Group
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Ricarmo Financial Group
Making the right decisions about your finances has never been so important. A financial planner can help you do this by understanding your financial situation and helping you develop a financial plan to meet short and long-term goals. Ricarmo Financial Group are leaders within the financial services industry who specialise in alternate investment approaches for superannuation and financial planning.

Financial planning is about creating a solid financial plan. A solid financial plan should include superannuation, insurance and investment strategies to ensure your short and long term objectives are achieved. When it comes to your super, ensuring you have the right set-up to suit your needs is very important.
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Your financial future depends on the decisions you make today. Making the right decision now will have a major impact on your lifestyle in the years to come and into retirement. A financial planner assists you with these important decisions. From analysing your current situation and discussing your future needs with you, to helping you create your ideal future, Ricarmo can help.
Ricarmo Financial Group are leaders within the financial services industry who specialise in alternate investment approaches for superannuation and financial planning. The driving force behind Ricarmo are our clients. Ricarmo provides a proactive approach to find the best possible solutions for their superannuation, insurance and investments needs.
Super is a long-term savings plan designed to provide you with an income when you retire. For most Australians, their super will be a significant part of their income when they retire. Your employer must pay 9.5% of your salary into your nominated super fund. This is their legal requirement and called the Superannuation Guarantee (SG).
Boosting your superannuation and growing your wealth are often the first steps considered when working with a financial planner to secure your financial future. Arguably however, life insurance to protect your wealth and more importantly your family should be the top priority. Insurance is the protection we need to have but hope we never need to use.
Ricarmo Financial Group uses a bespoke investment strategy and it's this strategy that will enable us to become one of the leaders within the superannuation and financial services industry. Using this bespoke strategy, we offer investment solutions for superannuation and wealth creation.

Traditional superannuation funds build portfolios across multiple asset classes including the standard ASX equities, bonds, fixed income, international equities and property.At Ricarmo we invest in predominantly wholesale global fund managers using a wrap account which can provide access, tax and administration advantages.
Reviews (9)
Zachary Webb
Zachary Webb
Oct 30, 2018
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Awesome job! My super was a mess, in multiple accounts. Ricarmowas able to consolidate it and I’m now on track for a great return
Archie Hargraves
Archie Hargraves
Sep 19, 2018
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My brother in law suggested that I get in touch with Ricarmo and I’m glad I did. One call and my superannuation was sorted.
Kilmer Huserappos
Kilmer Huserappos
Sep 16, 2018
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I have no hesitation recommending Ricarmo and their services to anyone else
Stiven Smith
Stiven Smith
Dec 10, 2017
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Like many of the other reviews, I was sceptical at first, especially after receiving a cold call. However after talking to various people within the organisation I was happy to transfer my funds. The process simple and easier and I couldn’t be happier.
Chris Edmonds
Chris Edmonds
Nov 22, 2017
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Same thing happened to me. Cold called repeatedly trying to get me to switch my super to their 'managed fund'. Initially I was interested but the more I listened to him the fishier it got. Sorry but there is no way Im going hand over my money to an unknown company from a cold call. Quick google search later reveals I'm not the only one getting hassled.
Richard Holden
Richard Holden
Nov 13, 2017
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Should be 0 Stars.. Got cold called out of the Blue by this company. They then proceeded to continually call me after I told them that I was uninterested in their services. Again I was called at an inopportune time whilst at work by Ben.. I politely cut him off once he told me who he was and where he worked. Told him that I was interested and he had caught me at a bad time. He then proceeded to give my a very rude send off before I hung up.. Totally justified my decision not to let them manage my superannuation.. Unprofessionalism personified..
Vega Widee
Vega Widee
Sep 04, 2017
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I’ve been with Ricarmo for pretty much 12 months and I’m very happy with the results.
Mikel Real
Mikel Real
Aug 19, 2017
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A very professional, well recognised and reputable company within the industry that I have always had an amazing experience with. They have extremely knowledge staff that are always happy to help and they have done so on a number of occasions when dealing with them. I have and will continue recommending them for any financial needs moving forward.
Joel Fergusson
Joel Fergusson
Jul 05, 2017
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As a long standing client I was shocked to read some of the online reviews. The team at Ricarmo have always been pretty easy to deal with.