Mortgage Providers provides a boutique mortgage consultancy service. Our brokers, take the time to get to know each of our clients to ensure we find the right lender and policy for you. We are well established and have built a steady reputation as savvy and trusted industry specialists. Not only do we work arduously to find the best deal for you, we will only submit an application we have confidence will get approved first time, every time.
Our team has over 60 years of combined industry experience. This means we have been around long enough to know the ins and outs of different policies and have accreditation with a broad range of lenders that only industry specialists have access to. This means, we could potentially save you thousands of dollars and years off your mortgage.
Our team has over 60 years of combined industry experience. This means we have been around long enough to know the ins and outs of different policies and have accreditation with a broad range of lenders that only industry specialists have access to. This means, we could potentially save you thousands of dollars and years off your mortgage.
Services
Commercial property loans are ideal for businesses of any size, including sole traders, partnerships, trusts and registered companies who are looking for a commercial purchase. Lenders will also allow borrowers to secure a commercial loan using a residential property as security, provided that the funds are used for business purposes only.
A commercial lease doc loan is a mortgage product where by the lender advances the loan using a specific serviceability approach. This involves using the lease income from a commercial or industrial property to service the debt on the proposed property on a standalone basis.
Hence if the rental income exceeds the overall interest payments over a 12 months period, then it is possible to get the loan approved without the need to show your financials.In other words, commercial lease doc loans are loans whereby the lender assesses a client's affordability using the lease of the security property in its own right to service the debt on a stand-alone basis.
Hence if the rental income exceeds the overall interest payments over a 12 months period, then it is possible to get the loan approved without the need to show your financials.In other words, commercial lease doc loans are loans whereby the lender assesses a client's affordability using the lease of the security property in its own right to service the debt on a stand-alone basis.
Commercial Construction Loans and Mortgages involve the building and construction of commercial, industrial and retail workspace. Commercial Construction Loans can be tailored for both owner builders and licensed builder loans. The maximum LVR allowable for a Commercial Construction Loan is 70%. This LVR limit can also be based on hard cost or end valuation.
A private loan is a loan offered by unconventional lenders. Their source of funding comes from individuals or a business with access to a private pool of funds. Private lenders are an alternative source of financing when it is difficult to get a loan from a mainstream lender.
People tend to turn to private lenders because they find it hard to get a loan from conventional lender due to bad credit history, can't provide all the necessary paper works, or have highly leveraged investments.Unlike traditional mortgage products, private mortgages focus mainly on the asset being offered as security.
People tend to turn to private lenders because they find it hard to get a loan from conventional lender due to bad credit history, can't provide all the necessary paper works, or have highly leveraged investments.Unlike traditional mortgage products, private mortgages focus mainly on the asset being offered as security.
When it comes to refinancing a commercial loan, the lower your loan to value ratio, the more competitive your rates will be. Often when you have been with the same lender for a long time, you will not be on the most competitive rate. Refinancing gives you the opportunity to present your financial situation to other lenders to see what they can offer you.
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