GetCapital
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Register once and unlock access to a range of solutions - an overdraft for working capital, payments options to buy equipment, expansion capital or a trade account you can use to pay your suppliers. We will help you identify the solution that best meets your needs. Our online offerings are designed to solve customer problems.

Our technology solutions use data intelligence and machine learning to deliver efficiencies, flexibility and to match the best solution to our customer's circumstances. Our online user experience is designed for ease. Log in to transact on any device, anytime, anywhere.
Services
As a non-bank business lender, we believe that every business should have the opportunity to reach its full potential without being constrained by capital. Our goal is to make it easier for business owners to access the finance they need to operate and grow: whatever their business may be. And to solve the complex problems that arise along the way, we develop powerful financial solutions.
GetCapital boasts a high-performance culture based on teamwork, collaboration, inclusion and diversity. Our workplace promotes exciting careers and is vibrant, dynamic and still small enough so you can make a big impact! We nurture diversity by ensuring our hiring practices are unbiased resulting in culturally rich teams across the organisation.
We use Bank Connect technology to simplify business finance. Bank statement data can be retrieved in encrypted form, creating less paperwork and facilitating faster credit decisions. We use the information you provide in credit applications to assess future applications, enabling frictionless and less time-consuming processes.
Businesses come in all shapes and sizes. Business loans should too. That's why we have a range of flexible business finance solutions to meet your specific needs, no matter the size of your business. From Working Capital Facilities, Term Loans and Business Overdrafts, we have you covered. In a way that's simpler, faster and better.
Our Business Overdraft is a stand-alone, revolving facility up to $1 million that links to your existing business transaction account. All we need is a few business and personal details so we can verify you in real-time, avoiding a lengthy application. Link your bank account and we can service you on the spot.
Reviews (10)
John Dunne
John Dunne
Dec 22, 2021
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I have just finished an application for business finance with shift under the friendly guidance of Dan rocha, and I Gota say that is was a pleasure talking with this young lad as he made it effortless and hassle free,
Regardless of wether or not I am successful!
Good on ya Dan and thanx mate!
Suranjana J. Rahman
Suranjana J. Rahman
Dec 14, 2021
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Working with Danny Da Rocha from Sift was a delight . We want to apply for a line of Credit . He did everything very smoothly . Working with whole process felt like few clicks . Thank you Danny .
Robert Brand
Robert Brand
Dec 11, 2021
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Outstanding effort's from Danny da Rocha completely remarkable costumer service wonderful to chat with very polite and most importantly had completed our loan in (LESS) then 24 hours highly recommend going through Danny if you are in need of a loan absolutely blown away with Danny's effort's well done Danny great job.
Nessi Mit
Nessi Mit
Dec 07, 2021
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We would like to thank Kevin for his ultimate services! Kevin’s assisted us with quick easy funding and detailed overview of our product! Great service and highly recommended!
Liliana Rogers
Liliana Rogers
Nov 20, 2021
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Customer service was fantastic, Fernando was caring about my small business and found the best solution to achieve my goals. I highly recommend Shift.
Vasel Avram
Vasel Avram
Nov 19, 2021
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Thanks to Kevin from Shift for his assistance in setting up a Business Overdraft for my company. The process was seamless and effortless and he was very friendly and easy to talk to. The added advantage of having approval through within 24 hours was appreciated. Thanks again
Renate Stewart
Renate Stewart
Sep 27, 2021
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I honestly thought it was to good to be true. I was just clicking away, and thought I will give it a try, OMG I have never ever experienced anything so quick efficient. When looking for my appliance on a Thursday evening, Get Capital called me Friday morning, all done and dusted, Monday I had my equipment delivered to me. Cannot thank them enough, Must of been another company that people have been leaving one star, but not this company. If I could I would give them 6 Stars.
Petko Petkov
Petko Petkov
Sep 12, 2021
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I enjoyed working with these guys and the service they provided was great.
Managed to pay our suppliers on time and they were also understanding when we had Delays in our payments.
Would highly recommend to any business owners struggling with cashflow - it is a great option to reduce your debt and have a peace of mind whilsit still managing your operations and keeping all your partners and suppliers happy.
Leanne Lynch
Leanne Lynch
Aug 20, 2021
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From start to finish I was approved within 24hrs to upgrade my loan. I was very impressed with Gary and his thought fullness towards my business being ok with covid. Thank you Gary
Neil Collyer
Neil Collyer
Aug 05, 2021
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Hi Gary,
It would be remiss of me not to write and thankyou for your outstanding services in securing us with an Overdraft Facility.
You were a credit to Get Capital and your Management team should be justifiably proud of your customer service prowess.
Get Capital have been a terrific vehicle for our business over a number of years and I would highly recommend any other small to medium sized business like ours to take advantage of your professional financial advice and support.
Once again thanks Gary, you have been fantastic.
Kindest regards,
Neil Collyer
CEO