Value Plus Financial Services
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Value Plus Financial Services
Value Plus Financial Services (VPFS), a financial services company based in Cairns, North Queensland. We offer advice and services in financial matters, personal risk protection, superannuation, borrowing, investment planning, retirement advice and estate planning.

Our purpose is to work with you in a logical, knowledgeable manner and ensure that you can stand up on the other side of our engagement with a better understanding of your financial world.Value Plus Financial Services is an ethical team providing individual, small to medium business, and corporate clients tailored financial solutions and guidance to help them reach their financial goals.
Services
We provide a personalised, professional and efficient service and enjoy getting to know our clients in order to understand your individual situation along with current and future goals. To ensure we cover all essential factors when assessing your financial situation and lifestyle goals we follow a detailed 7 step process.
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement. Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right insurance solution for you and your family.
At Value Plus Financial Services we work with you along the way on life's journey. Whether you are getting married, starting a family, embarking on the trip of a lifetime or planning to enjoy your years after work, we can help. Getting married is an exciting time in life but it can also be a time of significant financial change and stress.
No matter your current financial position, you may have questions around the decisions you are making and how they impact your position, both now and in the future. There are financial calculators available that may help you think through your options and model various scenarios. These calculators are provided by ASIC's Money Smart and are not provided, approved or endorsed by Value Plus Financial Services.
The saying "don't have all your eggs in one basket" is not necessarily referring to keeping your funds in different superannuation providers (i.e REST or AMP). The saying (when discussing superannuation & investments), could be more in relation to making sure you don't invest entirely in one asset class such as International shares for example.
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