Ethical Homeloans
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Switch to a Ethical Home loan today- We are helping people all over Australia to make the switch. In many cases the interest rates and fees can be cheaper. So what are you waiting for? We can help save you money and make a stand to help save the planet. At Ethical Home Loans our customers benefit by dealing with a team with over 25 years combined experience within banking & financial services.

We foster a culture focused on integrity, innovation, empathy and making the customer at the center of all we do. Ethical Homeloans is independently owned and operated with a team of licensed professionals providing clients all over Australia with their unique mortgage broking service. Ethical Homeloans was built on the premise of giving back and preserving our planet for future generations.
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Welcome to Ethical Homeloans, the only mortgage broking business of its kind in Australia. At Ethical Homeloans our customers benefit by dealing with a team with over 25 years combined experience within banking & financial services. We foster a culture focused on integrity, innovation, empathy and making the customer at the center of all we do.
Between 2008 - 2013 the big four banks loaned almost $70 billion to fossil fuel projects in Australia. These projects impact on our environment, health, resources and farms alongside natural wonders such as the Great Barrier Reef. With these banks being the custodians of the majority of Australian's money they need to be held accountable for how it is used.
Ethical Home Loans is just that, ethical; with the business concept being inspired by the idea that a consumer's home loan transaction could make a difference to a larger cause and positively impact on our environment or those less fortunate. And, the process to make this happen is decidedly easy.
No, there is no additional cost, our service is completely free. The amount we donate to the charity of your choice is taken from the commission paid to us by the bank. Once your home loan has settled and the banks commission is received Ethical Home loans will donate directly to the Charity. Ans. Green banks are banks or credit unions that don't finance the expansion of the fossil fuel industry in Australia.
A genuine commitment to achieving positive results for his clients is evidenced in a personalised, friendly approach to understanding the individual's needs. They provided invaluable assistance that has made purchasing a property surprisingly enjoyable! In 1998 at the age of 24 I needed all the help I could get when trying to buy my first house fortunately I was put in contact with Ethical Homeloans.
Reviews (10)
Elise Luhrs
Elise Luhrs
Dec 23, 2021
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My experience as a first home buyer with Ethical Home Loans was exceptional, from start to finish. Paul, Sharon and the team went above and beyond to ensure I was informed throughout the entire process and they had no hesitation in answering all of questions. I would recommend Ethical Home Loans 100%, especially if you are new to the property market.
Ken
Ken
Dec 16, 2021
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Brilliant broker, they go out of their way to make sure all our needs are met. Extremely good communication, and makes all the paperwork easy and efficient. Very spot on with their recommendations as well.
Daniel Lim
Daniel Lim
Dec 09, 2021
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Paul and the team were incredibly attentive and responsive, and were always willing to answer any questions we had throughout the house-buying process. We really appreciated and valued the straight-forward and transparent advice that they provided and would highly recommend them in future!
Brett Richards
Brett Richards
Nov 21, 2021
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I've been using Ethical Home loans for many years now. I find Paul and his team to be very knowledgeable, friendly and very prompt and helpful. I thoroughly recommend them!
Ella Strickland
Ella Strickland
Oct 25, 2021
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My husband and I engaged Paul and the team to source our first home loan. The team is very supportive and made an effort to ensure that we fully understood the process of entering a home loan, settling on the house and the specifics of the product we ended up with. The team are focused on making sure you see a broad range of products while also providing options that cater to the specific needs of their clients. Paul and the team did an excellent job finding us the perfect product on a tight timeline. I couldn't recommend them more.
Tegan Yates
Tegan Yates
Sep 08, 2021
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Paul, Michelle and Sharon at Ethical Home Loans went above and beyond to assist us in buying our first property. We first contacted Paul at the start of 2020 to work out goals to be able to purchase. We contacted him frequently and he was always able to answer questions and give advise that was well beyond our expertise. We were no textbook case as I was on maternity leave and prior to that my partner was self employed. None the less, Paul knew what we needed to do deposit wise, the right bank for us, getting pre-approval sorted, the process of putting in an offer (he’s got it down to a fine
Kellie Harris
Kellie Harris
Jun 23, 2021
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Paul and his team turned a stressful and confusing time into an easy enjoyable one. I cannot rave enough about Paul, he was very informative through the whole process, I really felt like I was being looked after. Paul found me a better product than I had previously been offered, he was flexible around my availability, and his admin team were always quick to respond, and clarify things when I needed. Im so glad I was recommended Ethical Homeloans, they made the last few months so easy. Thank you Paul and Team!!!!
Tanisha Taylor
Tanisha Taylor
Jun 09, 2021
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Paul and his team are amazing. After trying to figure out how to buy my first home all by myself, I turned to Ethical Home Loans for assistance. They made the whole expereince so much easier. Paul found the right bank for me, gave me all the infomation I needed, and advised me on how to make the big and small decisions. He went above and beyond! Paul is friendly and easy to talk to. I highly recommend him to anyone looking to purchase their first home.
Emily Wraight
Emily Wraight
Mar 07, 2021
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Paul and the whole team at Ethical Homeloans were so easy and lovely to deal with, and always accomodating around our schedules and different timezone. :)
My husband and I are far from experts on anything related to home loans, but really wanted to secure a better rate and move to a bank more aligned with our own values. Paul's advice was super helpful, clear and never condescending.
Highly recommend.
Alex Soares
Alex Soares
Dec 18, 2020
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Would highly recommend Paul and his entire team at Ethical Home Loans. They did an amazing job in helping me to successfully refinance my home loan from one of the Big 4 to a far more ethical lender. Not only did they secure a significantly better interest rate for me but their communication and assistance throughout the entire process was exemplarily. I really appreciate all the hard work, all the phone calls and site visits Paul made to ensure everything moved smoothly and speedily.