Direct Mortgage Concepts (DMC) is a Mortgage Broker and Mortgage Adviser based in Berowra in the Hornsby District in Sydney's Upper North Shore. This allows convenient and quick access to all parts of metropolitan Sydney and the Central Coast. We also offer our services both near and far having a number of valued clients across wider NSW, Australia and overseas.
We are fully accredited and insured, holding an Australian Credit License as well as being a member of the Mortgage and Finance Industry of Australia (MFAA). At DMC we have been assisting First Home Buyers, Homeowners, and Investors with professional and reliable financial solutions to meet their needs since 1999.
We are fully accredited and insured, holding an Australian Credit License as well as being a member of the Mortgage and Finance Industry of Australia (MFAA). At DMC we have been assisting First Home Buyers, Homeowners, and Investors with professional and reliable financial solutions to meet their needs since 1999.
Services
Direct Mortgage Concepts (DMC) was established by our principal and founder Wayne Dickerson in 1999. Wayne has a passion for service and works to optimise the mortgage application process to save the customer time, reduce stress, and ensure that every client is matched with the right home loan. Born and raised in Sydney, Wayne is married with children and lives in Berowra Heights in the Upper North Shore of Sydney.
With many parts of Australia in lockdown, the number of properties for sale has been falling, which has put upwards pressure on property prices. Across Australia, the total number of property listings in August was 9.6% lower than the month before and 26.3% lower than the year before (see chart). At the same time, asking prices have increased: * Ho.
There is no doubt about it, buying a home can be a life-changing event. Whilst it is always an exciting time, navigating the home loan jungle and securing the right deal can be complicated and stressful. DMC can assist with all of the above. We will guide you through the home loan process and give you the best possible chance of securing the right home loan for you.
Buying an investment property is an important part of your wealth creation strategy, and making the right decisions upfront will help you avoid costly mistakes. DMC can assist with all of the above. We offer independent advice and can guide you through the process, giving you the best chance of securing your Investment property.
Generally people look at refinancing their loans to: take advantage of a better rate, switch to a more flexible loan product, or consolidate existing debts; and no matter what your reasons for refinancing we can help. If your home or investment loan has not been reviewed for a few years, you might be surprised.
Reviews (10)
Taylor Green
Jan 09, 2022
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Wayne and Megan went above and beyond to help us settle on our first home.
Nothing was ever too much of a hassle and they made sure we understood everything during the process.
Knowledgeable, efficient, personable and professional are all words that come to mind for the team at Direct Mortgage Concepts.
They made buying our first home a wonderful experience and I have no hesitation in recommending them to anyone.
Thanks for all the hard work!
Nothing was ever too much of a hassle and they made sure we understood everything during the process.
Knowledgeable, efficient, personable and professional are all words that come to mind for the team at Direct Mortgage Concepts.
They made buying our first home a wonderful experience and I have no hesitation in recommending them to anyone.
Thanks for all the hard work!
Marie Lucas
Dec 24, 2021
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I have been dealing with Wayne for many years now, and will continue to do so into the future!
Wayne and his team are well experienced, they were very understanding of my difficult circumstances, yet they delivered exceptional service, provided frequent updates and excellent communication.
The whole transaction was just smooth sailing, and I couldn't ask for a better mortgage broker.
Thanks Wayne for everything!
Wayne and his team are well experienced, they were very understanding of my difficult circumstances, yet they delivered exceptional service, provided frequent updates and excellent communication.
The whole transaction was just smooth sailing, and I couldn't ask for a better mortgage broker.
Thanks Wayne for everything!
Sally Dale
Dec 07, 2021
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We have used Wayne Dickerson to both purchase and refinance our investment property mortgage.
Wayne is thorough and really easy to work with. He is very professional and we believe he achieved the best mortgage for us. We are hoping to buy again next year and we will definitely be using Wayne again for that purchase.
We highly recommend Wayne and his company if you are in the market to purchase or refinance a property.
Wayne is thorough and really easy to work with. He is very professional and we believe he achieved the best mortgage for us. We are hoping to buy again next year and we will definitely be using Wayne again for that purchase.
We highly recommend Wayne and his company if you are in the market to purchase or refinance a property.
Jerusha Beresford
Oct 15, 2021
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Stuart Hutchins
Sep 10, 2021
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Great Service
Wayne and Megan at DMC have helped us immensely, to firstly refinance and restructure our mortgages, and again now in purchasing another investment property. Wayne is always approachable and willing to assist, and his knowledge and experience has been invaluable to us through this process. We could not have done it without him.
Wayne and Megan at DMC have helped us immensely, to firstly refinance and restructure our mortgages, and again now in purchasing another investment property. Wayne is always approachable and willing to assist, and his knowledge and experience has been invaluable to us through this process. We could not have done it without him.
Lucy Kidd
Jul 19, 2021
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As a first time buyer I had no idea where to start when Wayne was recommended to me for advice. He was great at taking me through the buying process and the details of all the different loan options. He and Megan made the whole process easy, and took the time to make sure I knew what I was getting into before I signed the dotted line. Would definitely recommend him to anyone else thinking of buying.
Marisa Burda
Jul 12, 2021
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Positive: Professionalism, Responsiveness
Wayne is knowledgable and patient. Explained the processes and options thoroughly to ensure we felt comfortable of making the right decisions. Wayne is professional & personable. We are a return client and will continue to use Wayne and DMC’s services in future. Highly recommend.
Wayne is knowledgable and patient. Explained the processes and options thoroughly to ensure we felt comfortable of making the right decisions. Wayne is professional & personable. We are a return client and will continue to use Wayne and DMC’s services in future. Highly recommend.
Deyan Kolev
Jun 21, 2021
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I am very happy with Wayne's services.
He took the time to meet in person and explain to me and my wife the whole process in simple terms. Wayne and Meagan made sure we were always up to date with the application and would always answer my calls, when things needed clarifying.
Even when the loan application was not successful, Wayne acted quickly and managed to get us approved with a different vendor, thanks to his skills and promptness we now own our first property.
We are definitely going to continue with using Wayne's services in the future.
He took the time to meet in person and explain to me and my wife the whole process in simple terms. Wayne and Meagan made sure we were always up to date with the application and would always answer my calls, when things needed clarifying.
Even when the loan application was not successful, Wayne acted quickly and managed to get us approved with a different vendor, thanks to his skills and promptness we now own our first property.
We are definitely going to continue with using Wayne's services in the future.
Chris Milligan
Nov 03, 2020
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Thomas M.
Oct 08, 2020
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Wayne has been my mortgage broker now for several years and I wouldn't go to anyone else. Wayne assisted me with my first home loan and again refinancing later on. Wayne finds the best deals for you and answers all questions I have. I've never been made to feel stupid and he has assisted me at every step. I've recommended Wayne to all my friends and family. He really goes above and beyond at every step.
