Guardian Insurance
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Continuous cover for life, as long as you pay your premiums on time (some optional covers may expire). Guardian Life Insurance is easy-to-get life insurance that offers financial protection for your loved ones and peace of mind for you.

Choose your benefit amount from $100,000 up to $1.5 million, with cover starting from as little as $1.55 a week1, and should you die or become terminally ill2, your chosen benefit amount will be paid directly to your family.Your Life Insurance cover includes a terminal illness benefit and a $15,000 payout to help with funeral costs while the claim is being processed.
Services
Guardian empowers Australian families to take control of their insurance needs through providing a wide range of personal insurance products. You can tailor your life insurance package by adding a range of optional covers, including cover for your children, serious illness, total and permanent disability, and accident.
Guardian Insurance specialises in life insurance products designed to offer substantial insurance cover to help provide financial security for Australian residents and their families. We offer up to $1.5 million life insurance cover which you can apply for over the phone, there's no blood test or have a medical exam to qualify.
Getting insurance as early as you can and whilst you are healthy makes sense, as older people and those not in the best of health pay higher rates for life insurance. If you wait until you are unwell, the cost of life insurance could substantially increase, and could even be difficult to obtain. With some policies the price you pay for life insurance will depend on your age, your health and your habits.
We understand that there are times when our customers may be feeling vulnerable due to a range of factors. In these situations, we are committed to taking extra care and recognise these vulnerabilities can give rise to unique needs, which can change over time or in response to particular situations.
Many people think that arranging life insurance is a complicated and expensive business. That's probably one reason why recent research1 suggests that nearly 6 in 10 parents with children aged 17 and under may have insufficient life insurance cover, leaving their families potentially exposed in the event of their death.
Reviews (4)
E. L.
E. L.
May 27, 2021
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We cancelled the insurance in March, then this company mail a letter to charge us in May.
Then we noticed that last March, we told them to buy RV insurance from March to October, they give us a label for RV till October, however, they charged us from March last year to March this year.
Called them many times, nobody answered the phone.
Holly
Holly
Apr 16, 2021
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We started a claim on Jan 26 2021. We still have no answers on what will be replaced as we had a water leak. We have been calling and no one will return our calls. I understand that some of the responsibilities fall on the adjuster that was appointed to us, she has been useless. Not returning phone calls, saying stuff wasn’t damaged and removing it from the estimate which we finally seen 2 weeks ago. I would not recommend anyone use this company if they expect answers or help when you have problems! They are a big disappointment. Once the renewal is up, we’re out!
If we soon don’t get a
Lee Hicks
Lee Hicks
Nov 05, 2020
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Company does not return calls. A simple approved claim taking longer than 5 months to pay out. Company they hired to remove claimed item, stole from yard.
Luciano Monteiro De Miranda
Luciano Monteiro De Miranda
Oct 30, 2019
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This company is a rip off, I cancelled my motorcycle insurance with them in July and they are still charging my credit card! To make things really more "scan like", they send me a reimbursement for two months, but didn't stop charging my card. I wouldn't recommend this business for anyone wanting to have a trustful insurance provider and peace of mind.