SGA Private Wealth Management
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SGA Private Wealth Management has evolved from Stephen Gray & Associates, which was established by Stephen Gray in Geelong in 1985. We've been engaging and growing with our loyal clientele across Geelong and Australia-wide for close to thirty years. Our business hallmarks of exceptional service, open client relationships and informed strategic advice have stayed steadfast since day one.

They underpin our Mission, Vision and Values. Today, our specialist team of qualified investment advisors continues under Stephen's leadership, providing contemporary and up-to-date guidance customised to fit your individual life stage and circumstances. We work in an ever-changing industry and a financial environment that is constantly in flux.
Services
At SGA Private Wealth Management, we understand that every life is different. We all have goals and our own ideas about making them happen. That's why we've designed our financial planning services to be flexible and versatile. You can choose the suite of services that fits your stage of life, your ambitions and your comfort level.
Wealth creation is where it all begins: the first stage in your journey to financial confidence. At SGA Private Wealth Management we passionately believe that a professionally prepared financial plan is critical to achieving your individual financial goals. The outcomes of any financial plan depend on what goes into it.
The one constant in life is change. At SGA Private Wealth Management, we know that as your circumstances change, so do your financial needs. Your goals may change. Your income may fluctuate. You may view your finances differently. No matter what change you experience, your financial portfolio needs ongoing review to check if your investment strategies need to change with you.
Wealth protection is about understanding relevant risks and managing them; taking the worry out so you can get on with living. Imagine the impact an unexpected health issue or death might have on your family's financial situation. Things happen and, sadly, most Australians are vastly underinsured against such events.
Self-Managed Super Funds, whilst not for everyone, can be an excellent tool for wealth creation, that allow you to build a portfolio of assets to generate income and capital for retirement. SMSFs can be a compelling structure for those who want full decision-making capabilities. A Self- Managed Super Fund can allow you a greater level of control over your retirement savings, but will also lead to a greater level of oversight and responsibility.
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