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The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. Finance subject to approval, including the application of applicable lending criteria.

Terms and Conditions apply. Fees and Charges are payable. Interest rates vary depending on the applicant's credit score and associated credit risks. Credit provider is Automotive Financial Services Pty Limited - Australian credit licence 383762. WARNING: This comparison rate applies only to the example or examples given.
Services
Founded in 1988, AFS is a licensed credit provider that specialises in consumer and commercial loans and leases for the purchase of motor vehicles and leisure goods such as boats, bikes and caravans. AFS is committed to understanding your requirements & objectives. At AFS we aim to provide you with a credit product that suits your needs and financial situation, and deliver the highest level of personal service efficiently, honestly and fairly.
The team at AFS is committed to providing you with unrivalled personal service and to exceed your expectations each and every time you deal with us. Meet some of our highly trained personnel - we're here to help when it comes to asset finance. Mr Anderson is the Managing Director of AFS.

Mr Anderson has over 27 years experience in Consumer and Automotive Finance Industry and held Senior Management positions at Nissan Finance Corporation and GE Capital, including General Manager, Chief Operating Officer and National Operations Leader for GE Money Motor Solutions.In 2002 Mr Anderson was awarded the GE Capital Global Pinnacle Award for outstanding Business Achievement.
To advise you of the application outcome once we have assessed your application and verified all the information you have supplied. If you don't have all the information you need, you can save a partially completed application and return to it, within 14 days, to complete the required information. Please read about the AFS loan process and review our checklist outlining all necessary information you should have at hand before applying.
To be eligible for one of our loans you must be a permanent Australian resident, aged 18 years or older, with a regular permanent income. AFS does not take into account any form of welfare payment when assessing your capacity to service the loan. Your current Australian driver's licence details (or your Passport details if you do not have a driver's licence).
To ensure applying online is straight forward, we suggest you gather a few key documents so that you have the information at your finger tips. Here is a checklist outlining all necessary information you should have at hand before applying. If you do not have a current drivers licence, then details of your Passport including number, place of issue and expiry date.
Reviews (6)
Aidan Gorey
Aidan Gorey
Oct 08, 2021
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Quite saddened by my most recent interaction with automotive finance. I was logging a complaint because they had lost my payment of over $1000+, then fast forward through two weeks later, the money finally returned to my account. During the span of 3 weeks I called six times trying to find out information, I also found out that I had been involved with a privacy breach with someone else's privacy information being leaked to me. But this is not why I am writing this review, I'm writing it because of the lack of care to my situation when making my complaint. When I was making the complaint with a
Jason Barnett
Jason Barnett
Mar 11, 2021
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Coming close to finishing my 2nd contract with AFS and could not be more happy with them! 10/10 would recommend and be using in the future going forward!
Emily Peirce
Emily Peirce
Sep 17, 2019
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1 stars is generous, poor customer service and they never listen to my contact requests, I am blatantly being called and emailed at work when I specifically advised this is not okay and is getting me in trouble at work. No matter how many times I ask that they just email me as first point of contact yet I never get emails and if I do they are requesting a phone call by 5pm - I would, but I work till 5:30pm and am not allowed to make any personal calls ect.
I had to email through 4 times just to get a statement, they ignore all communication whenever they want but when they wish to speak to you
Weekendrunners X.
Weekendrunners X.
Jul 17, 2019
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Poor customer service from AFS finance. Paid out my car loan and all. They still direct debited money out of my account so I called and they said we do refunds once a month on the end of the second week of the month. Very inconvenient but i said ok its only a week and a bit away. Then after that i called and they say oh no you have to wait a month. Not to mention how rude the guy on the phone was. I wouldn't recommend.
Max
Max
Aug 02, 2017
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AFS / Brisbane Dealer Auctions are just terrible to deal with. The kicker being finding out the warranty we were promised was invalid because it only covers cars under 160 000km, ours being just over. Of course we'd paid for the car and had it transported here before they showed us that paperwork. Avoid, avoid, avoid!
Erin Louise
Erin Louise
Jul 13, 2017
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Charge fees on top of fees. My loan which should be $$$$ sky rocketed to $$$$$ because they decided I should be charge and handicapped for wanting to pay them their money back early.....On top of that they have the worst customer service and are difficult to deal with. Would not recommend. If 0 stars was an option I'd choose it.