RateCity
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RateCity
RateCity is one of Australia's leading financial comparison websites. We're here to help you make smarter decisions about your personal finances and help you find the right financial products. We compare a range of banking products, from home loans to credit cards, personal loans and car loans, superannuation funds, savings accounts and more.

With access to over 13,000 financial products from over 250 providers, RateCity does the leg work for you - narrowing down thousands of potential options to find products that suit your lifestyle and rates to suit your budget. RateCity's sophisticated search tools mean you don't have to visit hundreds of different websites to find the best deals.
Services
You have more than one credit score. These scores are usually different. That's why we think it's important to be aware of both these scores - Experian and Equifax. These are the two biggest credit score companies in the world. Your credit score is a number that indicates how reliable you are as a borrower.
Saving for a big purchase? If you're looking to open a new savings account, or aren't sure that your current one is doing all it can, you can compare savings accounts from across the market here. There is no single best savings account as everyone's needs are different. Use filters to improve your results.
Compare term deposit interest rates, and learn more about how term deposits can help grow your wealth. There is no single best term deposit as everyone's needs are different. Use filters to improve your results. The maximum term deposit rate of 1.60% can be found with Judo Bank's Personal Term Deposit (At Maturity) term deposit.
Your bank account is used almost every day for your purchases and to receive your income, so it pays to do your research. Compare bank accounts from providers big and small to find an everyday or transaction bank account for you. There is no single best bank account as everyone's needs are different.
Reviews (10)
Usman Fayyaz
Usman Fayyaz
Dec 28, 2021
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RateCity is an amazing platform to provide Credit score from two different agencies. A clear view of credit history and available opportunities depending on score. It provides possible solutions to financial needs in a calculated way.
Mike O'Reilly
Mike O'Reilly
Dec 14, 2021
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I've received my credit score from Rate City who provided this through two credit reporting providers, with Experian providing an "Excellent" rating, however Equifax rating was a 'Good', so definitely quite a lot of discrepancy between the two providers, and a lot of not current information also.
Troy Muller
Troy Muller
Nov 04, 2021
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Fast and Easy... less than a minute to get my report and score... Very Safe Secure and Friendly
Lukas Szymanek
Lukas Szymanek
Sep 19, 2021
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Adam and his team has gone above and beyond for us. Our situation was complex yet the team at RateCity navigated through it with ease. Their professionalism and genuine interest in helping us, makes them the best in the business. Adam is a fantastic broker who is well networked and well informed. His knowledge of the industry is unmatchable and he genuinely cares about his clients and their situation. My family and I could not be happier with the results and we are so thankful for the countless hours they have dedicated to us. We highly recommend them to anyone needing to secure the best and most
Michelle Hamling
Michelle Hamling
Sep 15, 2021
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Not good enough. I left a message for a call back & no call yet.
Latest update 2months later still "NO CALL BACK" 👎
Apparently they don't want business.
Bernard Hannemann
Bernard Hannemann
May 12, 2021
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Had the worst home mortgage broker referral of my life.
They referred an enquiry to Glenn Rowan from Get Interested - Finance & Property Investment Pty Ltd.
One enquiry sent through RateCity and I get the following request to lie and then a nasty email guilt tripping me for not wanting to lie:
Glenn: "If you don’t need my assistance could you please do me a favour and let Rate City or Effi know that you haven’t spoken to me, as it costs me $150.00 for your enquiry to be sent to me, even if I don’t assist with anything and I can’t afford to be throwing $150.00 out.
I hope this is ok
Kevin Nolen
Kevin Nolen
Aug 17, 2020
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Trying to sell a car. The buyer went through ratecity which use verimoto to confirm the existence of the car and buyer? Wouldn't accept bank details unless on official statement. Hell to the no. Sold cars before with bank cheques without hassle. In the end the buyer got enough money and paid himself because it was easier than dealing with this mob
Blue Franco
Blue Franco
Jun 23, 2020
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I'm not sure why rate city has a chat functionality on site when no one is there to assist? I had a question regarding refinancing my property and the only response I received was: can we start with your name and to provide my email.. When I'm already registered in their database.
Alex Khor
Alex Khor
Jan 28, 2018
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A very useful site which clearly displays all the rates and fees so I can make an informed decision on which loan to pick. Also has a repayment calculator so I could see the real cost. Highly recommend.
Kevin Zhu
Kevin Zhu
Jul 06, 2017
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Fantastic place to help find the best rate for a mortgage. Great customer service and has an easy website to use.