Cigno
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Cigno
Our network of payday lenders considers all applications. Whether you're working, unemployed or retired, we'll treat you with respect and trust - and we'll only ask you for the specific information we need to assess your application. Our quick and easy application process makes it easy to sort your finances and get back on with your life.

With a wide network of direct payday lenders, Cigno can help you get the money you need now. Our cash loan experts can arrange several financial solutions for you, from bad-credit loans to short-term loans. Need cash to cover unforeseen expenses? Apply for a fast cash loan. Apply for a fast cash loan today and you could receive same-day transfers before 5.00 pm AEST.
Services
Through us you can receive up to $1000 in your account today with manageable repayment options. Once we obtain you a pre-approval from a lender, you simply choose your repayment options and review and accept you're the relevant contracts. To apply, simply complete our quick and easy online application and send us a bank statement.
Once you have submitted an application, we will work in the background to get you a pre-approval for a loan that suits your needs. You will then be given the opportunity to choose from a variety of loan and repayment options. The exact cost will depend on the options that you choose. There is nothing hidden, there are no surprises, no catches and no worries!
Through us you can receive up to $1000 in your account today with manageable repayment options. No, if you do not want to use Cigno's services you can simply select the option to continue directly with the lender on your loan application and you will be referred directly to the lenders page. We do not receive any commissions or payments for referring you, we think it's important that you have the right to choose for yourself.
There are a number of life situations that might require you to apply for a loan. Whether your car's broken down, you've just lost your job, or you're dealing with another type of urgent expense, you may need extra cash to cover the cost. Cigno Loans offers a range of short-term loan types to help people access funds quickly.
A Centrelink loan is a loan granted to customers whose main source of income comes from Centrelink and therefore has a relatively low income. While some banks and lenders do not consider applications where the applicant's main source of income is Centrelink there are some lenders that are happy to lend to customers who are on Centrelink.
Reviews (10)
Jewels Evers
Jewels Evers
Jan 23, 2022
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Critical: Responsiveness
Still waiting for a call regarding my account
Will not deal with you again
Amy Hunt
Amy Hunt
Jan 21, 2022
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Positive: Professionalism, Responsiveness, Value
Great loan service if you’re short on cash and need a quick buck to help out I’ve gotten 2 loans and have had the best service and quick repayments have helped more than being a burden love the company
Dani Amaya
Dani Amaya
Jan 18, 2022
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I had never contacted Cigno nor do I have a loan.
Missed a call, a blank “voicemail” was left so I googled the number and most people have reported as a scam.
Attempted to call back and there’s no option to talk to someone, only to log in via the members portal.
Feels very suspicious, blocked the number as I feel like they’re likely to contact me again despite the fact I’ve never solicited or used their services.
Indomitable
Indomitable
Jan 04, 2022
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Contracts arent legally binding, dont bother paying them off they cant enforce something credit related without a credit license
Stephen Savage
Stephen Savage
Dec 28, 2021
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Gotta $250 loan missed 1 payment they charged a $75 fee. I ended up pay them back $600 back over 7 weeks for the $250 loan.
Joel Petrinec
Joel Petrinec
Dec 15, 2021
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If you need money don’t get it from here. Borrowed $200 and now in an argument over a total bill of $700 because I defaulted after months of struggling to contact them for hardship. No care for there customers what so ever.
Ben MacCormack
Ben MacCormack
Dec 10, 2021
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Critical: Quality
Trades under just about every other name besides their own, has been on a current affair for bad things recommended to avoid them at all costs
Adam Dempsey
Adam Dempsey
Dec 08, 2021
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They don't answer phones or emails so if you need to change a payment date you cannot and get hit with late fees. Stay away. This is a Facebook chat tells me to email or call said cannot get them on the phone. Instead of calling me and transferring just gives an email address that don't respond to emails.
Noon Noon
Noon Noon
Oct 20, 2021
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Really bad bad bad
I borrow $200 on Tue night
And Wed afternoon I got paid.
Thur (only next day) they tried to direct debit from my account $293 that mean 50% interest only 1 night!
Next day on Fri I tried to return payment they charged me $372 ,that mean 2 day they made double 100%....never ever try Cigno!
Garth Kingi
Garth Kingi
Oct 12, 2021
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Critical: Quality
!!! Horrible loan company... I got a $250 loan have repayed over $500 and some how I still owe them $1500 smh! Do yourself a favor, Trust the reviews and Avoid these sharks at all costs.