Freedom Loans
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Freedom Loans
Since 2003, we've helped thousands of couples and singles out of a tight spot when the banks wouldn't. Chances are we can do the same for you. In fact, some people don't even know they have bad credit until they apply for a loan or try to refinance. They may not even know how they got it! The point is that bad credit can happen to the best of us, but it doesn't have to spell disaster.

At Freedom Loans, we've worked with clients from all walks of life. We've seen every imaginable scenario, resolved countless credit problems, and successfully gotten home loans for literally thousands of clients who'd been told "no" by the banks. The simple fact is they rely on high volume, straightforward work.
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Freedom Loans is a privately owned Australian company headquartered at Suite 143, St. Kilda Road Towers 1 Queens Road Melbourne Victoria 3004. Founded in 2003, we've helped literally thousands of people, all around Australia, with bad credit into their dream homes. And helped just as many refinance their home loans to make better use of their equity.
Within 1 business day of receiving your initial enquiry, our Director, Gary Williamson, will call you to discuss your goals, your credit problem, which banks have turned you down and why. He'll also ask questions about things you'd never have guessed can affect your chances of getting a home loan or refinance application approved.
Freedom Loans have been helping Australians acquire home loans successfully since 2003. Our team are experts at helping individuals and families get their home loan application approved - even with a poor credit record. If you're wondering whether you're eligible for a home loan or why your home loan was declined by the bank, we can help.
It's incredibly frustrating and stressful when you know you have the income to support a home loan, but the banks won't give you one because of a credit problem. We see people in your situation, day in and day out. People from all walks of life who, thanks to bad choices, bad timing or just plain bad luck, find themselves with a bad credit record, and are unable to get a home loan.
There are multiple factors that lenders use to determine loan eligibility, and each application is judged on a case by case basis, making it very difficult to determine loan eligibility on your own. If you've got a bad credit record or have been turned down for a loan already you're probably wondering if there's hope.
Reviews (9)
Dianne Leslight
Dianne Leslight
Sep 20, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
The Freedom Loans team are exceptional and helped us no end to refinance to a lower rate and also with purchasing an investment property. Thank you so much Freedom Loans
Fabrice Omankoy
Fabrice Omankoy
Aug 04, 2021
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I wouldn't recommend this company if they were the last company on earth. Leonie and Anthony are 2 people you never want to have the responsibility to help you with buying a home. They are rude and have very bad customer service. I have spoken to so many people that have worked with this company and may people have had poor experiences and haven't called them out for it. Go to any other company to go buy a house or refinance but don't waste your time with them as you will regret it!! I wish there was a star lower than 1 because even 1 star is wayyyy to muchhhh!!
Shannon Dowden
Shannon Dowden
Mar 12, 2021
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I can not talk more highly about Leonie & Anthony at Freedom Loans. We are now in our dream home & it’s all because of their experience & knowledge. Leonie went above & beyond to make this happen for us & the turnaround time was extremely fast. We had a verbal approval within 48 hours & went unconditional within 7 days. I would not hesitate in recommending this amazing team to anyone. The best experience & personal service we have ever experienced in the finance field. Thank you team, we really appreciate everything you have done for us.
Aaron Pearsall
Aaron Pearsall
Oct 08, 2020
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Positive: Professionalism, Quality, Responsiveness
The team at Freedom Loans are amazing! Prompt and professional they have a solution to suit anyone's needs! 3 months discharge bankrupt and still got me a home loan. Recommend using Freedom before anyone else!
Kezz E.
Kezz E.
Sep 27, 2020
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I would like to thank Anthony and Leonie at Freedom Loans for helping me refinancing. They are extremely helpful and professional and made the process of refinancing simple. I would highly recommend them to all my family and friends. If you require any assistance with home loans whether you have good or bad credit this is the company you should turn to. They kept me up to date every step of the way and were always available to answer any questions that I had. Keep up the fantastic work and thank you again for all of your assistance.
Darren Pratt
Darren Pratt
Aug 31, 2020
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Purchasing a home during a stage 4 lockdown could have been a nightmare. BUT the team at Freedom Loan made the process extremely easy and created a comfortable environment. From the beginning I was nervous not having any face to face contact to read peoples thoughts. BUT once again the team where honest , thoroughly explaining the process from beginning to end as well as getting a great result enabling us to move into a new home.
Also there was very clear documents explaining the fees and charges, no hidden surprises . They gave me an estimate of fees based on my loan size, and it was $39 out
Michelle M.
Michelle M.
Jul 13, 2020
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Freedom loans have been absolutely amazing, Anthony, Leonie and Garry had their work cut out for them in securing our new mortgage, nothing was too hard for them at any stage of the process, their experience and dedication is second to none. They were very easy to work with and I have no hesitation in recommending their services we appreciate everything they have done for our family.
Thank you
Jason Hughan
Jason Hughan
Oct 10, 2019
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My partner and I bought our dream home through Freedom Loans. We rented a house across the road from it for nearly 2 years and we fell in love with this house. We always said that if it ever came up for sale we would love to buy it, although that was just a fantasy in my own mind as we weren't in a position to be buying a house at the time and I had a previous bad credit history. When the house was listed for sale very unexpectedly, I decided to make some phone calls to find out if there was any possible way I could get a loan. After I didn't have much luck with various brokers (most lenders said
Kamalesh Goswami
Kamalesh Goswami
Jan 10, 2019
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I had the pleasure of working closely with Anthony Willey from Freedom loans. It took us over 12 months to find our second house and during this time our goal posts kept on changing, Anthony was extremely patient and he had helped us finding the right mortgage solution and eventually we have bought our second property.
I will not hesitate recommending Freedom Loans to family and friends.