Our professional team is dedicated to providing loan services to clients all over Australia. Regardless of location, Australian residents over the age of 18 are able to apply for an online loan through our lightning-fast online application. Our new online user interface offers a quick and easy loan application process that will get you in touch with verified lenders as soon as possible.
Choose from our extensive list of loan options for short, medium, or long-term repayment contracts. Cash Smart has the experience and know-how to get you paired with a specialized loan that will suit your needs. We are here to talk with you to help you secure a loan for personal and professional uses.
Choose from our extensive list of loan options for short, medium, or long-term repayment contracts. Cash Smart has the experience and know-how to get you paired with a specialized loan that will suit your needs. We are here to talk with you to help you secure a loan for personal and professional uses.
Services
Please make sure you fill in all fields marked with an asterix (*) before submitting your application. AnniversaryBirthday giftCar regoCar repairsDental expensesEvent ticketsFuneralHoliday costsHome repairsMedical expensesElec / Gas / WaterFuel / TransportPhone / MobileRental bondSchool expensesUtility billsVet billsOther/Multiple - we will contact you to discuss.
Cash Smart provides a wide range of Cash Loans and Personal Loans from $100 to $2000. The process is easy, decide what you need and Apply Online, it only takes minutes to apply. We will give you an answer and the money can be in your account the very same day. All you need do is Apply Online for your Online Cash Loan.
Are you finding that you are a little bit short of cash this week. Maybe you need a few hundred dollars for that weekend away with the girlfriend, maybe you want to take the kids down the coast, or maybe you just want to splash out on yourself for once, Cash Smart is here to help, after all, we are The Money People and we can assist you with all your cash loan or personal loan requirements.
Cash Smart Pty Ltd provides credit products called Small Amount Credit Contracts (SACC) as defined by the Australian Federal Government. No interest is charged, instead there is an establishment fee of 20% and a monthly fee of 4% of the original amount borrowed. You can manage the repayments for this loan and any other commitments you have without experiencing financial hardship, even if you have owed 2 or more SACCs in the last 90 days.
References to "the agreement to which this DDR Service Agreement relates" are to any contract you enter into with Cash Smart Pty Ltd, if Cash Smart Pty Ltd accepts the offer to borrow signed by you.
If we have not already notified you in the agreement to which this DDR Service Agreement relates, we will advise you, in writing, of details of the drawing arrangements (including the amount, frequency and commencement date), at least 14 calendar days prior to the first drawing.Where the due date for a drawing falls on a non-business day, we will draw the amount on the business day immediately prior to the non-business day.
If we have not already notified you in the agreement to which this DDR Service Agreement relates, we will advise you, in writing, of details of the drawing arrangements (including the amount, frequency and commencement date), at least 14 calendar days prior to the first drawing.Where the due date for a drawing falls on a non-business day, we will draw the amount on the business day immediately prior to the non-business day.
Reviews (10)
Marilyn Gala
Dec 15, 2021
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Margarita Sami
Dec 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Dave and his team are always there to help me anytime I call up!
The Ladies are wonderful with execution of documents all the way to receiving the final approval. Excellent service, very proficient and empathetic of any situation you may be in. I have been a loyal customer for many years.
Dave and his team are always there to help me anytime I call up!
The Ladies are wonderful with execution of documents all the way to receiving the final approval. Excellent service, very proficient and empathetic of any situation you may be in. I have been a loyal customer for many years.
Scott Lowden
Dec 15, 2021
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Peter McGuire
Dec 04, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
It is so easy to deal with people you have dealt with before.
They are very quick, and give a responsible answer in minutes, and their repayments don't go on forever like the banks can. Its paid off in no time with costs thst dont keep repeating.
It is so easy to deal with people you have dealt with before.
They are very quick, and give a responsible answer in minutes, and their repayments don't go on forever like the banks can. Its paid off in no time with costs thst dont keep repeating.
Steven Cooper
Nov 11, 2021
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Anthony Smedley
Oct 10, 2021
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Tara Pehi
Aug 10, 2021
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Kealani Asa
Jul 27, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have been with this lot for a very long time and they have always approved my loans. They are efficient, quick, reliable and service is always with a Smile!! I would recommend them to anyone looking for a small loan, you will not be disappointed.
I have been with this lot for a very long time and they have always approved my loans. They are efficient, quick, reliable and service is always with a Smile!! I would recommend them to anyone looking for a small loan, you will not be disappointed.
Justin Ardern
Jul 19, 2021
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Troy S.
Apr 28, 2021
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I have been a customer/client of Cash Smart for a couple of years now.
I believe with my first loan i was helped by a wonderful person named Brenda.
Brenda, is courteous, patient, understanding, can have a laugh and most importantly, both genuine and professional! She has guided me through the application process on numerous occasions and i couldn’t be happier! As for the actual business, i could not recommend Cash Smart highly enough! They are great to deal with, very fast to respond and have, what i believe to be, a better structure for repayments then some of the other lenders out there
I believe with my first loan i was helped by a wonderful person named Brenda.
Brenda, is courteous, patient, understanding, can have a laugh and most importantly, both genuine and professional! She has guided me through the application process on numerous occasions and i couldn’t be happier! As for the actual business, i could not recommend Cash Smart highly enough! They are great to deal with, very fast to respond and have, what i believe to be, a better structure for repayments then some of the other lenders out there
