Basic variable loans typically offer lower interest rates and fewer features than the standard variable loans. You often have the option to pay for any additional feature required. Interest rates and repayments will vary throughout the loan term. Under a fixed rate loan, the interest rate is fixed for a specified period, usually between one and five years.
This loan gives you the certainty of knowing exactly what your monthly repayments will be and peace of mind knowing the repayments won't rise. However you won't benefit if rates go down during the fixed term. First time home buyers face some significant challenges in entering the property market, not least the basic task of saving for their deposit.
This loan gives you the certainty of knowing exactly what your monthly repayments will be and peace of mind knowing the repayments won't rise. However you won't benefit if rates go down during the fixed term. First time home buyers face some significant challenges in entering the property market, not least the basic task of saving for their deposit.
Services
At Connolly Finance Pty Ltd, we provide Broking Services on a range of Mortgage & Financial Loans for Individuals, Small Businesses & Corporations. Since establishing his own Financial Planning business 15 years ago, Chris increasingly saw a need to provide his clients with more appropriate debt structures.
Connolly Finance has access to over 500 financial products from more than 30 lenders covering a myriad of requirements - from home loans for repeat and first home buyers to first time and astute investors - we are perfectly placed to help guide you through the available options by listening to your needs, undertaking a comprehensive review of your current financial position and then providing a clear, detailed and comprehensive investment strategy for you to put in place.
No matter what type of Borrower you are - a 1st home buyer, a property upgrader, a first time or experienced property investor, self employed or an expat living overseas, the experienced team at Connolly Finance are perfectly placed to help you create wealth building strategies that work. Take advantage of our wealth of experience and contacts to adjust, amend or commence your wealth creation strategy today.
Today's first homebuyers not only have access to more information and expertise but also to a variety of different loan products to help them achieve that dream. First homebuyers are a vital cog in the real estate wheel and they can become property owners with the right advice and expert assistance.
You may have run out of space or your house might be in an urgent need of an upgrade. If you're at the point where your home no longer meets your needs then you face one of life's big decisions: to renovate or relocate.
If the challenges of renovation appear insurmountable (due the condition of the house including the wiring, structural flaws and the ever present concern of over capitalising) or you'd like to move to a new area (to be nearer the children's school for example) then the options to relocate (upgrade) or, if you love your location but cant stand your house, to knock-down/re-build are worth considering.
If the challenges of renovation appear insurmountable (due the condition of the house including the wiring, structural flaws and the ever present concern of over capitalising) or you'd like to move to a new area (to be nearer the children's school for example) then the options to relocate (upgrade) or, if you love your location but cant stand your house, to knock-down/re-build are worth considering.
Reviews (9)
Sam Micich
Jun 16, 2021
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I was fortunate to be a founding customer of Chris' when he opened his own business many years ago. Chris has assisted me with managing my super, insurances, share investments and margin lending over the years. Via his broking business, Chris has also provided financing on multiple property purchases. He is genuinely interested in achieving the best outcomes, and will go above and beyond. Chris is sincere in wanting to deliver excellent service, and is always happy to give detailed explanations in response to my many questions.
Kim
Aug 25, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Chris’ proactive approach to financial planning has put my family in a much stronger position. With his help and advice, we believe we can build upon this foundation so that our future is financially secure. Would highly recommend him and his team. Looking forward to a healthy financial future!
Chris’ proactive approach to financial planning has put my family in a much stronger position. With his help and advice, we believe we can build upon this foundation so that our future is financially secure. Would highly recommend him and his team. Looking forward to a healthy financial future!
Chris Fairclough
Jun 22, 2020
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Positive: Professionalism, Responsiveness
I have been Chris' client for many years and has always been understanding of my needs and changing employment situations and fluctuating priorities.
Chris' financial plans gave me a view to my financial future that matched my situation providing a degree of confidence and control; thanks Chris.
I have been Chris' client for many years and has always been understanding of my needs and changing employment situations and fluctuating priorities.
Chris' financial plans gave me a view to my financial future that matched my situation providing a degree of confidence and control; thanks Chris.
Chris Fairclough
Nov 28, 2019
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Chris has been guiding me in all aspects of financial management since 2003. Along the way we have built a level of trust and respect that allows us to sometimes challenge the other in the decision process and work together for the best outcome.
Connolly Wealth Management is my vehicle into my financial future and I'm confident that they can be the same for many others.
Thanks Chris for all your on-going support, friendship and most of all your great financial advice.
Chris F
Connolly Wealth Management is my vehicle into my financial future and I'm confident that they can be the same for many others.
Thanks Chris for all your on-going support, friendship and most of all your great financial advice.
Chris F
Vanessa Charles
Nov 24, 2019
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Chris from Connolly Wealth has been helping me for the past 3 years. He is very easy to deal with and has assisted me in purchasing my home, buying a car and managers all my superannuation. I honestly could not be where I am today without his expertise. Thank you to Chris and all the team at Connolly Wealth for all your help and attention to detail
Jenny Ludowyk
Oct 01, 2019
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My partner and I have been working on our finances with Chris for nearly 3 years now, he has been an amazing help assisting us with our superannuation and transition to retirement. Chris has set us up to be comfortable in our retirement and keeps us informed and updated about all of our finances. He ensures that we understand all aspects of our financial future and is readily available to chat with us if we need anything clarified. We would have no hesitation in recommending Chris to anyone who wishes guidance, support and confidence in setting their finances up for the future. Jenny and Ramon
A. Thomas
Jul 08, 2019
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My wife and I have now been clients for over 15 years and in that time have always found Chris’s advice to be trustworthy and in our best interests. Through Chris we regularly review our financial plan, changing insurance needs and SMSF investments as we and our family grow older and circumstances change. I particularly like the fixed fee for service structure as it ensures transparency and that the advice is truly independent.
Thank you Chris and all at Connolly Wealth Management for helping us achieve our family’s financial and retirement goals.
Andrew & Annette Thomas
Thank you Chris and all at Connolly Wealth Management for helping us achieve our family’s financial and retirement goals.
Andrew & Annette Thomas
Travis Bush
Jul 06, 2019
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My wife and I have been receiving advice from Chris now for more than 5 years. We have great trust in Chris and the fact that he has our interests in focus, and those of our kids. We didn't have wills in place, and really hadn't thought about them. Chris oversaw the preparation and completion of these for us. We feel secure for our futures with Chris looking after our super, insurances and advising on our other financial matters, and look forward to continuing working with Chris for our futures.
Mark Metcalf
May 27, 2019
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We have been clients of Chris and his team at Connolly Wealth Management for more than 10 years and have found Chris's input into our financial stability to be vital for our family. The advice that Connolly Wealth Management have provided us has given us the stability and financial security that our family need. The team at Connolly Wealth have always been prompt and professional and we have found that they really try to understand what we want and try their very best to cater for us. we have a great relationship with Chris and his communication with us is first class.
Thank you Connolly Wealth
Thank you Connolly Wealth
