We can find you a perfect fit by scouring major banks, small banks and many non-banks and broker-only offerings. There are literally thousands of loans to select from, some of which are only available through a broker. Our commitment to Christian ethics and a your best interests means that you can have confidence in coming to Grace Loans.
The best outcome for us is what most benefits you - that keeps our customers coming back. Our background and first-hand experience within the Christian community means we know how to make excellent applications for Pastors and church workers who might otherwise be met with confusion or declined when applying without a broker to represent them.
The best outcome for us is what most benefits you - that keeps our customers coming back. Our background and first-hand experience within the Christian community means we know how to make excellent applications for Pastors and church workers who might otherwise be met with confusion or declined when applying without a broker to represent them.
Services
Founder and Director, James Massey established Grace Financial Services and Grace Loans back in 2013 with his daughter, Bethany joining the ranks in 2016. Their goal was to establish a Financial Services business that was ethical, honest and put the clients well-being first.
Often as part of a large company, or franchise, brokers and advisers are limited to providing clients with products or information that may not always be the best possible scenario for them.As a small, independent company, we are free to give our clients honest and impartial advice without limitations that could stand in the way of the client getting the best possible scenario.
Often as part of a large company, or franchise, brokers and advisers are limited to providing clients with products or information that may not always be the best possible scenario for them.As a small, independent company, we are free to give our clients honest and impartial advice without limitations that could stand in the way of the client getting the best possible scenario.
Grace is both ethical & competent. This springs from our Christian heritage and genuine work ethic. Today its become Grace Financial and now James' own daughter Beth has come aboard and is championing the loans side of Grace called Grace Loans. Beth Massey as Grace Loan's Primary Mortgage Broker and Loan Specialist, will scour 30 lenders and banks for you.
Banks used to be the only place to look for a loan. Problem is they would only offer you their ones, even if it's not an ideal product for you. Also, just for enquiring with a bank, you'll likely be issued with an enquiry on your credit record, tainting your credit rating and decreasing your eligibility to apply elsewhere.
With a secure and steady income, along with wise purchasing and borrowing strategies, your goals can be achieved and risk managed. Honeymoon interest rates give you a 'leg up' at the start, but sometimes we can find you a loan with even lower rates that don't automatically jump up after a short period.
An investment loan will multiply returns. However, that can work for or against you. If an investment has a negative return over the term of the loan, it's going to send your return plummeting. On the other hand, a growing investment being funded with a loan could multiply your positive return several times over.
Reviews (10)
Richard Shumack
Oct 24, 2021
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Cristina S.
Aug 27, 2021
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Deanna Wethered
Aug 27, 2021
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I would recommend Beth to anyone. She was informative, helpful, always available and professional. We had full faith that everything was going to go well, and it did. Even the bank mentioned how well the loan application was put together. As first home buyers with lots of questions, Beth was very understanding and patient with us. I would use Grace Home loans again with no hesitation.
Juanita Finger
Jan 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
When I needed to quickly change my loan to a bank that would give me a linked bank account with a Visa card Grace Loans were able to organise it very quickly and got me better rates than my previous bank. They've always been helpful when I needed them since.
When I needed to quickly change my loan to a bank that would give me a linked bank account with a Visa card Grace Loans were able to organise it very quickly and got me better rates than my previous bank. They've always been helpful when I needed them since.
Peter George
Nov 06, 2020
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We have used Grace loans three times now and really appreciate their helpful, friendly service. They were able to navigate some more complex borrowing arrangements with ease and provided timely and great communication. They have great relationships with lenders and able to navigate pathways for borrowing before an application is even submitted. I highly recommend them.
Jim Massey
Oct 14, 2020
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David Howard
Aug 26, 2020
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Greg
Aug 21, 2020
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Bethany from Grace loans went further than anyone else in the financial industry to secure the loan we wanted on the terms we needed.
Her professionalism and attention to detail should be the benchmark for all members of this industry.
Their honesty and integrity are second to none and I would recommend Bethany to anyone even considering applying for a loan.
Don't waste your time with Banks, Building Societies or any other broker as Bethany and the team deliver on all their promises.
Bethany from Grace Financial Services 1st ...daylight 2nd.
Her professionalism and attention to detail should be the benchmark for all members of this industry.
Their honesty and integrity are second to none and I would recommend Bethany to anyone even considering applying for a loan.
Don't waste your time with Banks, Building Societies or any other broker as Bethany and the team deliver on all their promises.
Bethany from Grace Financial Services 1st ...daylight 2nd.
Kellie Rogers
Jun 18, 2020
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Tonja Urban
May 30, 2020
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