E-Choice
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E-Choice
We understand that a mortgage can be the biggest financial commitment of your life and when used correctly, can be an effective tool for wealth creation. We take the confusion out of lending, and help you to become a smarter borrower. As always we will discuss your options over the phone - we're here to make your home loan journey easier.

We will evaluate and compare hundreds of products to make sure you have the home loan that's right for you. Ask our team to schedule a call back to discuss and compare home loans at a date and time that suits you. We can help you achieve your investment goals faster by gearing your property portfolio with the right investment loans.
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Yes, eChoice is an award-winning aggregator, registered with the Mortgage & Finance Association of Australia (MFAA). Mortgage aggregators act as the intermediary party between lenders and financial brokers. Mortgage brokers can join an aggregator to leverage the businesses' resources, including access to marketing campaigns, technology platforms and training.
I have used eChoice in the past and thought it was time to retouch base with them and see what our options may be. We were assigned to Shriya and she looked after us through out the process. I found when I had enquiries and questions she contacted me both via phone and email to explain the process and was always very fast at responding.
With over a century of lending experience, Adelaide Bank has evolved into Australia's fifth-largest bank. Their award winning-home loans are great value, for both fixed and variable rates. As Australia's leading wealth management company, AMP provides financial advice and products, with an expanding retail banking experience.
Our home loan consultants will evaluate and compare hundreds of products on our panel, by taking into account: interest rates, fees and features to make sure you get the loan that's right for you! A rule of thumb used by some lenders suggests that your monthly mortgage repayments should sit at around 28% of your monthly income - any more than this and they can begin to get hard to handle.
Our home loan consultants will evaluate and compare hundreds of products on our panel, by taking into account: interest rates, fees and features to make sure you get the loan that's right for you! An estimate of your home loan repayments by month, fortnight, or weekly is calculated based on your interest rate, loan amount and loan term, and can be calculated using the eChoice Loan Repayment Calculator.
Reviews (20)
Okotie John
Okotie John
Jan 20, 2022
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Barbara Ramiro
Barbara Ramiro
Sep 24, 2021
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I highly recommend . He is very efficient and prompt. He gets the job done as we speak on the phone. He is easy to reach and easy to talk to. He understands my goal and provides the right options to choose from. I am very pleased with his service.⭐️⭐️⭐️⭐️⭐️
Philip Par Fitt
Philip Par Fitt
Jul 11, 2021
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The worst customer service I have ever been subjected to. We have been waiting on mortgage approval for nearly 9 months. I’ve spoken to the bank they are seeking approval for us with and they say they have requested information from them, and behold, eChoice never requested the information from us so our application has been stagnant and now we… need to reapply. I email eChoice and receive no response, I call eChoice and I’m told ‘I assure you you’ll have a call back by the close of business’ which never happens for about the 4th time. Don’t bother, go
Laura Corbett
Laura Corbett
Apr 15, 2021
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If any one is looking for a broker STAY AWAY from EChoice. This is possible the worst mortgage broker I have ever dealt with. I have been through 3 different people during my time dealing with these guys. I may now lose the opportunity of owning my own home due to the staff not doing there jobs properly by putting paper work in, losing paper work and the lack of communication.
Lisa Roberts
Lisa Roberts
Dec 29, 2020
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I would like to highly recommend Cheryl from e choice finance. from my very first enquiry all the way to our property settlement and beyond Cheryl was amazing. very helpful and knowledgable. i would recommend any of my friends and family to use her, in fact, i already have
Kristin Brushwood
Kristin Brushwood
Oct 16, 2020
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Unfortunately our experience with eChoice was really poor. I was assured the Centrelink payments I receive as I have a son was with a disability we’re accepted by the particular bank eChoice recommended. I followed up with both a phone call and email to confirm carers allowance was considered income as our current lender does not consider it hence… the move to find a new bank. I was assured more then once it was. Just as I’m getting ready to lodge the application the broker I was dealing with suddenly departs and a new broker contacts me to inform me that the bank we chose based
Martin Patfield
Martin Patfield
Sep 08, 2020
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Best thing ive done for a long while. eChoice saved me thousands in interest by arranging a new loan with significant % drop. It was quick, easy, professional and friendly. I couldn't be happier.
Sarah Grande
Sarah Grande
Sep 04, 2020
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Great service, knowledgable staff and follow up service perfect as well
Sarrief Chowdhury
Sarrief Chowdhury
Sep 01, 2020
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Thanks to eChoice for processing my finance on buying Range Rover Evoque. I really like the service and the process went really smooth. I wish all the best to eChoice Team.
Claire Fitzgerald
Claire Fitzgerald
Sep 01, 2020
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EChoice were extremely helpful when we decide to refinance our home loan. Oh home loan specialist Stephen was a pleasure to deal with and was extremely professional!!
Sally Priestley
Sally Priestley
Jan 18, 2020
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James was wonderful in helping me all the way to refinance and saved me some serious dollars. I was a bit dubious doing it all online and over the phone to begin with but it the end it saved me time and effort.
I highly recommend James and the experience.
Martin Lester
Martin Lester
Oct 07, 2019
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James Lim is a very attentive broker. A pleasure to deal with. He explains things in plain English and always has an answer to your question, no matter how big or small. Thanks for your excellent service!
Rob Van Der Toorren
Rob Van Der Toorren
Jul 27, 2019
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I've dealt with 2 brokers through echoice and both were extremely helpful. Anthony helped me secure a mortgage as a first home buyer and made everything really easy and quick. I did ask him to secure an extra 20k to allow me to undertake a number of small renovations which I was made to believe had taken place.
It wasn't until I has settled that I found out that this wasn't the case. Whilst I acknowledge that I should have read the contractual fine print more thoroughly I was disappointed that I was made to believe one thing and got something else.
To his credit Anthony followed up with me a
Brendan Dixon
Brendan Dixon
Jul 25, 2019
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I can't speak highly enough of my experience working with eChoice broker Nirosh Weersinghe. I was initially reluctant at making the move to refinance via online services but after one phone call with Nirosh I knew everything would be fine. He talked me through everything and was extremely professional and most important to me personable. He found the best product and rate for my needs and even though my business would have been relatively small, Nirosh treated me as though I was his only customer. Can't recommend highly enough, thanks Nirosh.
Michelle Boundy
Michelle Boundy
Jul 17, 2018
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I was really satisfied with echoice and Dylan service in finding me a a better rate for my home loan.
He listened to what I needed.
And was very particular in making sure I understood what was happening throughout the process..
Thank you echoice and Dylan B.
Mark Reeder
Mark Reeder
Dec 01, 2017
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Griffen and Julie were alway in touch re the situation.
Better than any of the banks by a country mile.
Recommended to all for hastle free home finance
Rhonda Tang
Rhonda Tang
Jun 28, 2017
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Harry made the refinancing easy, he was quick and responsive. I think most people would be worried about the process and paperwork being stressful, so using a broker who takes care of all that is a great option.
Tony Blekus
Tony Blekus
Oct 30, 2016
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This company has zero integrity. They hound you with unsolicited telemarketing calls and when you request to be removed from their call list they hang up on you. I have even rung the 1300 number and 'Dillon' was less than interested in my plight and after claiming he would remove me from the call list I still get calls. I wouldn't even consider applying for a mortgage through a company with such a low level of respect for peoples privacy.
Susie Loveys
Susie Loveys
Oct 08, 2016
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As a first time home buyer and mortgage owner, eCHOICE took all the stress, complications and confusion out of the whole Mortgage/Financial process. What a stress free, knowledgeable team you have. My personal assistant took me through every package available and explained everything so clearly and effortlessly. I was served with excellence and would recommend and use these services again in a heartbeat. eCHOICE literally is the BEST CHOICE.
David Taylor
David Taylor
Sep 26, 2016
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We had a very good experience with e-choice home loans, very helpful and nothing was a problem especially as we have not re finaced our home loan for a long time. Alot of the suggestions were practical & helpful. Thank you e-choice.