Collective Financial Solutions
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Collective Financial Solutions
For more information, contact us today! Collective Financial Solutions have helped thousands of Australians get a better home loan. With our smart technology and access to over 50 lenders, our team of Home Loan specialists match customers with loans that suit their needs and help them get approved faster.

It pays to shop around. We have searched hundreds of different loan options to find you the top four results based on your choices. There may be cases that we are be able to offer more competitive products based upon obtaining further information and meeting lender requirements. This months Home Loan offer is a 2-Year Fixed Rate Owner Occupied P&I Home Loan starting from 2.19% p.a* (comparison rate 3.92% p.a).
Services
At Collective Financial Solutions our team are passionate about helping customers obtain finance for purchasing residential and commercial property, business assets, and more. Lisa Cozzella has a genuine passion for helping people build the best financial future possible.

This desire coupled with an abundance of experience in both real estate sales and property management led her to take the next logical step in her career; becoming a Mortgage Broker.Combining her previous experience with her extensive industry knowledge has helped Lisa fulfil client's financial needs whilst ensuring a positive experience from start to finish.
Our team will assist you in researching, organising, and negotiating loans on your behalf. View our services below. Did you know that some of the home loans with the lowest rates on the market are from smaller lenders? With our wealth of mortgage broking experience, we have the expertise to source options for people with bad credit.
Whether you're looking to purchase your next home or would like more information on home loans, contact us today. Did you know that some of the home loans with the lowest rates on the market are from smaller lenders? At Collective Financial Solutions, we can help you find a great value home loan with the right features for your needs.
Looking to buy or build your first home? We can help you secure a loan and apply for the First Home Owner Grant, which helps Australians to get the funds they need to buy, or build their first home. Buying your first property is probably the most important decision in your life. However, finding a home loan that suits your lifestyle is just as important as choosing the property itself.
At Collective Financial Solutions, we handle the loans that other brokers don't know how to handle, and we have been successfully providing bad credit home loans for years. With bad credit to worry about, a new enquiry or a failed loan application would not be an ideal addition to your credit file.
Reviews (10)
Cara Carson
Cara Carson
Sep 24, 2021
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Lisa has been a great help to us, from our very first mortgage to refinancing. Always happy to help, Lisa goes out of her to be available and is quick to respond to any queries. Her in-depth knowledge of the industry and up to date information is particularly evident. Lisa made the process so easy for us and has managed to save us the stress, time and money!
Michaela Pitcaithly
Michaela Pitcaithly
Sep 14, 2021
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Positive: Professionalism
Lisa is always a pleasure to deal with. She made the process stress free and was always happy to answer any questions. Cannot recommend her enough! Thank you Lisa
Allison Eskander
Allison Eskander
Aug 26, 2021
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Lisa is a wonderful finance broker. She has helped us on two separate occasions get approval for a home loan (in 2017 and 2021), even though our personal circumstances haven't been ideal. She is very professional, curteous, knowledgable, responsive and gets things done quickly. We would not hesitate to use her services again or recommend her to friends and family.
Brittany Hogarth
Brittany Hogarth
Jul 20, 2021
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Lisa has been nothing short of amazing. She provided us with detailed information on the process and was extremely transparent throughout. As first home buyers, the process is quite daunting, but Lisa was the consummate professional and highly respectful of our needs. She helped us find a suitable product, has always been available, and was incredibly supportive throughout the process. In addition, Lisa was outstanding when things were not going right for us; with a bank valuation coming in low, she helped us find a solution and reduce our concerns with ease. As a result, I have no hesitation in
Kim Rawlings
Kim Rawlings
Jul 19, 2021
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Positive: Professionalism, Responsiveness
Lisa was a complete professional to deal with from start to finish. She is extremely knowledgeable in her area of expertise, gave sound advice, was excellent in all forms of communication. Made this process so smooth and easy. I highly recommend Lisa to anyone who is looking to apply and secure a mortgage.
Jojo Perlas
Jojo Perlas
Jun 05, 2021
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We can describe our experience with Lisa in securing the approval for our investment loan as more than amazing, exceptional and excellent. Her customer service is outstanding. She is very diligent and timely in getting the information and processing /submitting the loan with the lender. She was able to secure the investment loan that we needed in such a short span of time and was able to meet the settlement date.
One week before land settlement, a friend of mine recommended Lisa. Lisa worked diligently and hard to secure the loan. She worked during the weekend and late at night. With her broad
Graham Mayfield
Graham Mayfield
Feb 11, 2021
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Lisa is extremely helpful and communicative. She does a wonderful job and will help explain anything you don't understand and doesn't make you feel silly. She is there for you every step of the way. She helped us get us our initial loan for our first home and just recently refinancing. 10/10 customer service, professionalism and goes above and beyond.
Sarah
Sarah
Feb 07, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Lisa helped us get our loan for our home, we had zero idea about financial information and Lisa was there to assist and answer any question. She is focused and professional, polite and very easy to talk to. I recommend anyone and all to get Lisa to get you the best loan for you and your family. Thank you Lisa, you are brilliant.
Daniel Martez
Daniel Martez
Aug 31, 2020
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We came to Lisa after having a bad experience with a previous broker who left us thinking will we ever be able to achieve our dream of building a new home. Thank god we found Lisa through a referral and she has helped us secure a construction loan with CBA and she is diligent and responsive, organised and absolutely no fuss. We thank you, Lisa, for your help and happy to recommend your services in the future
Lucia Li
Lucia Li
Aug 27, 2020
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It was a great challenge for us to get refinance amid Covid-19 and after wasting months of our time we finally found Lisa. Lisa was able to provide us with the best solution and recommendations. She is efficient and client focused. Our settlement happened last week and I cannot thank her enough for all her efforts. Highly recommend her!