With over a century of experience in property and finance across our team, we are the support you want by your side. Let us be your Property and Finance lifeguards and step you through the Property Loans Process with our team of experienced Mortgage Brokers, Buyers Agents & Financial Planners. Cost-effective solutions for new Home Loans, Refinancing, Consolidating Debt, Commercial Property & SMSF Property.
Our Mortgage Brokers obtain Business loan finance from $50,000 for a startup through to $10,000,000 loans or more. We review your current financial position, determine your financial goals and checklist how to achieve those goals. A buyers agent is one of the best service providers to have on your team.
Our Mortgage Brokers obtain Business loan finance from $50,000 for a startup through to $10,000,000 loans or more. We review your current financial position, determine your financial goals and checklist how to achieve those goals. A buyers agent is one of the best service providers to have on your team.
Services
We are the Mortgage Broking lifeguards of property and finance, assisting you navigate the waters of financial success. Fordable Property & Finance primary business is Mortgage Broking. We have Mortgage Brokers based in Newcastle and Sydney whilst also providing our Mortgage Broking services to clients across Australia.
Depending on your home loan needs and property purchase goals, we have a mortgage broker ready to assist you! There are a range of lenders with different policy and different niches. For example, the big four banks are quite flexible with policy but may not have the most competitive rates. The second tier lenders have tighter policy but offer more competitive rates.
Lending for an investment property through your SMSF is another way to get into the market with the money you've received in Super Guarantee Contributions. Concessional (pre-tax income) and Non-Concessional (post-tax income) Super Contributions can be considered in finance applications however there are added criteria which dictate what can be accepted for a SMSF finance application.
A buyers agent is one of the best service providers to have on your team. They not only know the market inside and out, but they are always on the hunt for the best deals which they can put you in front of. A buyers agent service and their success is only as a result of the properties they put their client into.
Selling your home or an investment property can be one of the biggest financial decisions you'll ever make. The outcome of your property sale is most likely going to determine what lays ahead for you financially, whether it be to upsize, clear debt, downsize, enter retirement or pursuing another financial strategy.
Reviews (7)
Jagdip Singh
Dec 03, 2020
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I want like to express my gratitude to Stephen Ford at Fordable Property & Finance. Stephen has assisted me closely and provided support throughout the entire buying process and until settlement.
A dear friend recommended Stephen’s expertise when I was in the process of buying my first home in Victoria and unsure of how to go about with the process. The solicitor I had engaged was not responding, nor was she updating me with the progress of my purchase. Stephen recommended Tamara Warner, who assisted me promptly, and through to settlement. Stephen has become a family friend during this period
A dear friend recommended Stephen’s expertise when I was in the process of buying my first home in Victoria and unsure of how to go about with the process. The solicitor I had engaged was not responding, nor was she updating me with the progress of my purchase. Stephen recommended Tamara Warner, who assisted me promptly, and through to settlement. Stephen has become a family friend during this period
Unwind Pilates Studio Laura
May 28, 2020
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We met Stephen through some mutual friends and when we discovered he was able to assist us with our finance we were eager to see what savings he could achieve for us. He worked on finding a solution for us over 12mths, keeping us notified of options periodically as interest rates dropped throughout 2019. Stephen was so dedicated to finding us a solution, we never had to chase him for an update, and in the end we secured a 1.05% reduction in our interest rate.
We are very thankful for his efforts and trust our finance will be taken care of with Stephen moving forward.
Thank you!! Chris and Laura
We are very thankful for his efforts and trust our finance will be taken care of with Stephen moving forward.
Thank you!! Chris and Laura
Nayden Keft
Nov 19, 2019
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Fordable was referred to me through a colleague and I am grateful for the service provided. Stephen helped me refinance at a better rate with a lender that will give me the most flexibility for my future plans. Stephen is knowledgeable, friendly and great at presenting detailed loan information in an easy to understand way. I am looking forward to continuing to work with Fordable as I plan for my families future. Happily recommended for their service.
Geri Jeffress
Nov 14, 2019
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Stephen assisted us when the interest rates on our home loans were no longer competitive. He was able to find a solution for us, even though I was on maternity leave. He was able to get us some equity to finish off some renovations, secure competitive interest rates, restructure our lending to remove a guarantor and even placed us with a lender who provided us with a cash back offer so the transaction came at no cost to us.
Ticked every box needed and very much looking forward to revisiting my finance with Stephen in the near future.
Ticked every box needed and very much looking forward to revisiting my finance with Stephen in the near future.
Paul Rayfield
Sep 09, 2019
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Stephen was recommended to me when I was inspecting a property and after our initial conversations, I wasn’t completely sold on using a broker. I approached a lender directly and realised home loan applications are not as straight forward as they have been in the past.
Stephen stayed in touch and thankfully I decided to proceed with his service. After my initial experience with the lender I lost some confidence that I would be approved for a home loan however Stephen assisted me to find a lender who would accept my circumstances, I purchased a property and am now living in my own home.
The
Stephen stayed in touch and thankfully I decided to proceed with his service. After my initial experience with the lender I lost some confidence that I would be approved for a home loan however Stephen assisted me to find a lender who would accept my circumstances, I purchased a property and am now living in my own home.
The
Tomas Puentes
Aug 23, 2019
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I have been working with Fordable on my property investment strategy for the last few months. Having access to a broker who cares so much about his clients in invaluable. Through their service, I have been able to understand the lender options available to us and move forward with a purchase, all with close guidance and support.
The level of service and time spent on our purchase is immensely appreciated. Thank you.
The level of service and time spent on our purchase is immensely appreciated. Thank you.
Paul Hughes
Aug 05, 2019
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A little while ago, Stephen introduced me to Stuart whom I met with and proceeded to engage as my financial planner. Stuart was very helpful, he has educated me, explained my finances in a way I can understand them and has given me the confidence of knowing how to move forward. I am very thankful to Stephen for the introduction.
