Calculated Lending
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Calculated Lending
Calculated Lending is a boutique finance and mortgage broking service, founded by award-winning industry professional, Bianca Patterson. Providing custom solutions for home and investment lending, commercial, business, asset and development finance, Calculated Lending delivers outstanding personalised service and advice leading to long-term results.

Highly respected within the Western Australian broking industry, the Calculated Lending team have exceptional financial and industry expertise complemented by an extensive understanding of the property market. Calculated Lending is one of a new breed of broking businesses, committed to changing the perception of the broking industry by advocating a higher standard of education, conduct and ethics.
Services
Whether you are purchasing a new home or looking for a better deal on your current loan, we can assist you with arranging the right loan for your circumstances. As investment finance specialists we recommend and set up the correct structure for your investment loans to protect your assets and ensure you are able to leverage against your equity as soon as you are ready to.
Recognised as one of WA's top mortgage brokers, founder and managing director Bianca Patterson's knowledge, integrity and professionalism makes her one of the most trusted and sought after mortgage and finance specialists in Perth. Bianca's passion is providing her clients with outstanding service and advice, as well as helping develop and enhance the future of the broking industry.
Bianca Patterson has been awarded the All Round Broker of the Year (WA) award in the 2019 Connective Excellence Awards. Connective Excellence Award Winners are chosen for their expertise, integrity and outstanding customer service standards. Bianca is proud to accept this award and be recognised amongst the best of the best in Australia's mortgage and finance broking industry.
Just like we are the experts in our field we have aligned ourselves with other like minded professionals with similar values and beliefs. Below are some of the services you may need during your property journey. A settlement agent or a conveyancer helps with the settlement of your property purchase including the title transfer process to ensure that you meet all of your legal obligations.
Reviews (6)
Kamil Buczek
Kamil Buczek
Apr 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Bianca helped us to finance our first development property. She is extremely professional with strong work ethic and wide knowledge.
Can't wait to buy next one!
Kamil Buczek
Kamil Buczek
Apr 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Bianca helped us to finance our first development property. She is extremely professional with strong work ethic and wide knowledge.
Can't wait to buy next one!
Darcy Ryan
Darcy Ryan
Nov 07, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Bianca and her team went above and beyond to help us get the best outcome for our home loan. We were given friendly and clear advice that was a godsend for my wife and I, who knew nothing about the home loan process beforehand.
Krysta Ryan
Krysta Ryan
Sep 01, 2020
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My husband and I have been dealing with Bianca from Calculated Lending for over 2 years. She is absolutely brilliant. She helped us with our first mortgage, and most recently helped renegotiate our renewal so it better suits our current circumstances and takes advantage of changes to interest rates. She worked within our budget to get us the best loan, and explained everything - she made the confusing world of home loans so much more approachable and easy to understand. She checks in regularly, and works around us - nothing is ever too much trouble. We recommend her to absolutely everyone - with
Darcy Ryan
Darcy Ryan
Aug 31, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Bianca and her team went above and beyond to help us get the best outcome for our home loan. We were given friendly and clear advice that was a godsend for my wife and I, who knew nothing about the home loan process beforehand.
Jeremy E.
Jeremy E.
Jul 31, 2020
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Bianca and her team have provided a high level collaboration with myself and provided tailored solutions to suit my individual requirements. They educated me along the way, so I was making an informed decision and communicated well throughout the whole process. These guys went above and beyond. I have used them a couple times now and wouldn't hesitate to recommend them.