In Greek Mythology, there is a story that tells of an ambitious king. His name was Midas. King Midas is most famous for a wish he made, that everything he touched would turn to gold. It was a wish that soon became a curse. Eventually, he learned that striving for too much wealth caused a great deal of pain in his life and had his wish revoked.
At Midas Mortgages, we draw a parallel from this example, believing that having too much debt robs a person of both time and quality of life as they work extra hours to pay off their commitments. We believe that life's truest riches can be found in a balance. We love nothing more than to help people like you get into your very own home, investment or commercial property, car or equipment finance while maintaining your quality of life.
At Midas Mortgages, we draw a parallel from this example, believing that having too much debt robs a person of both time and quality of life as they work extra hours to pay off their commitments. We believe that life's truest riches can be found in a balance. We love nothing more than to help people like you get into your very own home, investment or commercial property, car or equipment finance while maintaining your quality of life.
Services
Owner Charlton Kerr has been a licensed Finance Broker since 1996. He has had a long personal relationship with the finance and real estate industries having purchased his first house at the age of 18, and first investment property six years later. Throughout his career, he has helped over 1000 people also achieve their goals of owning homes or investment properties.
Our promise is to deliver excellent service to you at all times for all of your lending needs. When you sit down with a Midas Mortgages representative, you will receive complete information, expert advice and detailed comparisons to properly equip you to make an informed decision.
We will research products for you, provide you with comparisons, and, once you've made a decision, submit your loan application within 24 hours of receiving all necessary documents.We can also arrange all those necessary extras like ordering a home valuation and submit First Home Owners Grant (if applicable).
We will research products for you, provide you with comparisons, and, once you've made a decision, submit your loan application within 24 hours of receiving all necessary documents.We can also arrange all those necessary extras like ordering a home valuation and submit First Home Owners Grant (if applicable).
To help you decipher some of the mortgage 'jargon', we've listed a quick rundown on the variety of home loan products we can offer you. We've also included a short reference list for some common acronyms you might see when reading about different types of loans. To protect the risk of depositor's funds, a lender insures a loan when the LVR is greater than 80%.
Connective is one of the largest mortgage aggregators in Australia. An association for mortgage brokers and financial professionals across Australia, Connective offers a large network of support in line with their core values of transparent customer relationships and ethical business. MFAA is a peak industry body who accredit only those professionals who demonstrate their competence across practical industry programs.
This is where we keep some of our most valuable resources. These tools are useful in helping you collect information and start forming ideas about what loan might suit you best for your financial goals. Please use them as much as you like. Midas Mortgages is a registered member of Connective and can provide you with access to a variety of online calculators.
Reviews (10)
Steve Wickham
Dec 28, 2021
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Charlton Kerr's service, thoroughness, friendly attitude, knowledge are impeccable. We cannot speak highly enough of his service and ability to get us connected to the best loan available to us, to meet our needs. Cannot recommend Charlton highly enough, and indeed, we were directed to Charlton through a fellow minister and mentor who has been Charlton's client for many years.
Nick Costa
Oct 07, 2021
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Charlton went above and beyond what we expected in order to secure us finance to buy a home for our family. He was professional and resourceful, exploring multiple avenues to come up with a tailored solution for our specific situation. We are so very grateful for both his tenacity and his friendliness and we highly recommend him! Thank you Charlton!
Tim W.
Aug 19, 2021
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Pascal Bartolone
Jul 28, 2021
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Patience Is a Virtue! I've always been a very patient person but this experience tested me. I was new to all this and Charlton made me feel confident. He is professional, thorough, helpful, trustworthy, persistent and patient. My unique situation required all of the above and more. Charlton also has the experience and knowledge to help get you through all the hoops! He provided me with a personalised service over and beyond my expectations. I value his services and look forward to continuing our relationship in the future. It was an epic ordeal but we got there in the end, and I couldn't have done
Bruce Wyborn
Jul 16, 2021
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I have been using Charlton’s services for over 20 years. Getting a loan these days requires a great deal of effort and attention to detail. I’m so happy to have Charlton seeking the best possible deal to suit our circumstances. He is meticulous in getting the application ready so that it passes through the first time, saving precious time and effort for me. I thoroughly recommend Midas Mortgages to you.
Phiona Hamilton
Jul 14, 2021
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Positive: Professionalism, Quality, Responsiveness
Very professional. So greatfull for all the help and patience Charlton gave us in this process. We had some rather frustrating delays towards the end of our settlement and Charlton dealt with all enquiries efficiently, affectively and with great patience. Would 100% recommend and use his service again. Thank you.
Very professional. So greatfull for all the help and patience Charlton gave us in this process. We had some rather frustrating delays towards the end of our settlement and Charlton dealt with all enquiries efficiently, affectively and with great patience. Would 100% recommend and use his service again. Thank you.
Paul Di Renzo
Apr 09, 2021
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I have been working with Charlton and his staff since 2001, over those 20years he and the team have provided a diligent and professional service, always putting the customers needs front and centre. Unlike a multinational franchise which is often very impersonal, Charlton and the MM team provided a personalised service and genuinely care about their community and ensuring no conflicts of interest, thank you Charlton and the MM team.
Owen Shaw
Apr 07, 2021
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Danielle P.
Mar 23, 2021
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I am a repeat customer of Charlton's and I appreciate his honest communication approach as he is extremely helpful and knowledgeable. If he feels a product won't be the best solution for you, he will advise why, so you can make an informed decision.
Throughout my application process Charlton kept me informed and followed up with the lenders when it was necessary. My application when through on-time and with no unnecessary stress.
Throughout my application process Charlton kept me informed and followed up with the lenders when it was necessary. My application when through on-time and with no unnecessary stress.
Derek Rea
Dec 01, 2020
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I have always had a flawless service from Midas Mortgages. Plain, understandable language, no time wasting and always good options with the pro's and con's laid out and explained for a dummy like me. Any issue's are dealt with quickly, and you are kept in the information loop as much as either you desire or as it is available. Charlton is excellence, having spoke with him for several years through my unrelated work, then as a customer for just under a decade, I feel very lucky to have him and his company helping me.