Annette Tothill Finance knows buying a home is an exciting time as it will be one of the most important purchases you will ever make. When looking for a loan, it can be a bit of an ordeal with so many different options available. That is when Annette Tothill Finance, your Mortgage Broker, can help.
I will do the work for you. I will research the market, compare rates of various banks and lenders, negotiate the loan on your behalf and help you secure the right loan to suit your specific requirements. The choices now available in the mortgage market can seem limitless and completely overwhelming.
I will do the work for you. I will research the market, compare rates of various banks and lenders, negotiate the loan on your behalf and help you secure the right loan to suit your specific requirements. The choices now available in the mortgage market can seem limitless and completely overwhelming.
Services
With over 25 years in the banking industry, moving into Mortgage Broking was a natural progression. Running a successful business in a regional area ( McLaren Vale Wine Region ) for over 7 years has given me the experience and knowledge to help customer feel confident about making good financial decisions.
Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status. Think about why you want to buy a home: Do you want to live in it or will it be an investment property This can help determine the kind of loan you apply for and home you buy, depending on your short and long-term plans.
Annette Tothill Finance can help you choose the loan type, term, amount and repayment schedule that's right for you. Fixed rate Personal Loans can help you stay in control with a fixed interest rate and fixed repayments for the life of the loan. Variable rate personal loans can have flexibility to make extra repayments without a fee and redraw facility if required.
When you're trying to secure finance for an investment property, it's important to keep a few simple rules in mind to make sure you get the right loan. If you're thinking about purchasing an investment property, it's important to manage the risks adequately. For example, you shouldn't rely on rental returns as a guaranteed income to meet loan repayments, as there are times when a property may be vacant.
There are different types of business loans to suit different stages of a business lifecycle and different business needs. Selecting the right one can speed up the application process and minimise costs. For a startup company with no trading business or cash flow it is important to have a good business plan.
Reviews (9)
Shaun Langsford
Aug 26, 2021
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Craig Barp
May 24, 2021
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Have been going to Annette for past 4 years for my homeloan needs. She knows exactly what she is doing to find the best product for my needs avoiding all the daunting issues. Unlike comparion websites with everything done over the phone she comes to you in person which makes it better to understand the loans etc. Would highly recommend her to anyone if you a looking for the best homeloan deals she will get it for you.
Ashleigh Aubrey
May 12, 2021
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I would recommend Annette and her team a hundred times over. It's not easy buying a house these days, but she stuck with us and tirelessly made sure she did EVERYTHING in order to get us our dream result. She made my partner and I actually understand what and how the process works and has offered so much personal support and care. She is the definition of 'above and beyond' and everyone she recommended (conveyencers, lawyers, pest/builders etc) has been such high quality, genuine people also.
I also loved working closely with Sophie, who is just as phenomenal, patient and caring.
She sends all
I also loved working closely with Sophie, who is just as phenomenal, patient and caring.
She sends all
Vinod Shetty
Apr 24, 2021
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Alfie & Maggie
Dec 27, 2020
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Gareth Wilson
Nov 11, 2020
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Tony McAllister
Aug 26, 2020
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We know Annette since 2013. She wouldn't say NO to anything and that's the kind of service we were looking for. Annette is a very knowledgeable professional and a friendly person who you can confidently discuss your financial matters when it comes to mortgages, loans or refinancing. We highly recommend her and will definitely use her services again in the future.
Michelle Corbett
Aug 24, 2020
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I decided to buy my first house at 52 years old after attending an open inspection. I thought it was impossible until Annette swung into action. Nothing was too hard and she did everything. Conveyencer was sorted by her, she put me on to someone who could sort landlord insurance for me. I also had little deposit. The service was outstanding and I would give her business 20 out of ten. I was wondering if she ever slept !!!! Annette also helped my sister buy her first house. If you are looking for a brilliant mortgage broker then Annette is it.
Julie Holmes
Jan 20, 2020
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