We are currently providing our independent financial advisory services via online video consultation to those who prefer. Independent financial planners help you create, improve and protect your personal wealth in order for you to achieve your life goals. We deliver personalised strategies for complete wealth management to ensure you have the highest probability of achieving what's important to you in life.
Everyone has a unique goal or ideal when it comes to personal wealth. For most of us this is about finding that sweet spot, enabling a comfortable lifestyle where we have more time to focus on the important things in life.
Everyone has a unique goal or ideal when it comes to personal wealth. For most of us this is about finding that sweet spot, enabling a comfortable lifestyle where we have more time to focus on the important things in life.
Services
Speak to an independent financial planner about retirement financial advice. We will ensure your transition into retirement is smooth, with early planning and a tailored strategy suited to your situation. An independent financial planner will help you with a personalized plan for cashflow design, calibration & optimisation.
You have started thinking about hanging up your working boots and are looking for advice on how you can live your dream retirement life. You are looking to make the most out of what you have with a budget and savings plan to set you on the path for success. You are looking for the most effective way to manage your debt, so that it can be a tool to serve you and not the other way around.
Expert retirement planning advice will enable you to make the right financial decisions, as you transition into the next chapter. An independent financial advisor can help you with decisions such as how long you want to continue to work and how often. Expert, independent retirement financial advice can help you identify how much retirement savings you will require to fulfil your retirement lifestyle goals.
An independent superannuation advisor (more commonly referred to as an independent financial advisor or independent financial planner) will undertake strategic analysis of your current financial state and the state of your superannuation. Independent superannuation advice will reveal opportunities to improve the performance of your super balance with a personalised superannuation investment strategy, underpinned by your retirement goals.
Vince Lam is an Accredited Aged Care Professional and an experienced Independent Financial Advisor in the North Shores of Sydney. He works closely with individuals and families to assist in making educated decisions when looking at aged care options for a loved one. We are very different compared to other Financial Advisors in Sydney.
Reviews (10)
Laura Thompson
Jan 18, 2022
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My experience with Plutus Financial Guidance has been very positive. Vince’s knowledge and expertise combined with his professional approach have given me the confidence and the direction needed to plan for my future goals and financial objectives. In every meeting, Vince has always taken the time to listen and to address my questions. He is very organised and always follows up to ensure that progress is made and results are achieved. I have been his client for over a year now and I am starting to see positive outcomes of the road-map we discussed together in our first meeting. I never had a
Stephen Kwong
Oct 05, 2021
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Our experience with Vince's independent financial planning services has been exactly what we were looking for. From the start, he was able to elicit our true values, intentions and goals. This knowledge, along with a step by step plan gave us more confidence and clarity in our financial future. Vince and his team at Plutus Financial Guidance will show you 'blind spots' you didn't even know existed. He will use his expertise and knowledge to protect you along your financial journey.
Suzan Khachiki
Sep 26, 2021
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Joshua Boyd
Aug 17, 2021
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I made an appointment with Vince approx 3 weeks ahead and advised him during out phone call at the time that I would be on a business trip and busy up until shortly before the home appointment. 1 week before the appointment, I sent payment and confirmed the address, which had also been provided by phone. Vince did email me between the first and second week from when I made the appointment and I replied that I was (as I had said) on a business trip but fully intended to make the appointment. From the time of payment a week ahead of our appointment time, I then did not have any further communication
Alanah Jane McKellar
Aug 06, 2021
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John Wick
Jan 06, 2021
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Angie Wong
Oct 06, 2020
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Vince Lam from Plutus Financial Guidance has been our independent financial advisor for the past few years. Vince has provided us with complete financial planning service, retirement planning advice, superannuation advice and much more. He not only looks after our finance, but also our well-being. We believe our overall well-being is just as important as money and Vince has taken the time to understand our family and help us plan for the future. We can definitely rely on him for guidance and support.
Ahmed Khan
Aug 26, 2020
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We never believed in having a financial advisor because it was too hard to trust anyone. Given the image of the industry, it is hard to find a genuine advisor who only works for the client's best interest. We believe having Vince as our advisor is one of the best financial decisions we made in 2020. He is a professional independent financial advisor; he is sincere, reliable, and always available to clarify any questions we have around our financial situation. He is friendly and empathetic, who takes a genuine interest in helping his clients to optimise their current situation and financial future
Steven Le
Jun 24, 2020
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Vince has been my financial adviser for the last few years. During this time he provided me with exceptional service. His advice is always independent and honest. I’ve had a few financial planners in the past but they weren’t independent and usually try to sell me products and services that I didn’t need. Vince is different. He assessed my current situation and made appropriate recommendations to ensure I achieved my financial goals. More importantly he follows up and makes me accountable to ensure I achieve my financial goals. I would highly recommend Vince to anyone looking for a financial
Hanny Liem
May 24, 2020
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My partner and I are clients of Vince Lam, an independent financial advisor of Plutus Financial Guidance, and we have no hesitation in providing a written statement of recommendation. Vince is a highly reliable, responsible and conscientious financial planner and a very courteous and considerate person in general. We value his knowledge and expertise and are certain that we will achieve our goals with the benefit of his guidance and focused attention. We are certain that you will not find a better independent financial planner.
