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RateOne Home Loans & Financial Planning
At RateOne, we take the time to understand your financial objectives. This allows us to tailor a solution to meet your individual circumstances and objectives for the best outcome. With an outstanding Net Promotor Score of 91 and with over 10,000 clients and counting, RateOne is the right move for you!.

When you use a RateOne Home Loans mortgage broker you know you are getting experienced, professional and qualified advice on the most appropriate structure and product to meet your individual circumstances. Our team are all MFAA Accredited and Diploma Certified. Our software compares hundreds of loan options, including Variable & Fixed Rate Loans, Bridging / Relocation Loans and Lines of Credit.
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Teamwork is the secret that makes common people achieve uncommon results. At RateOne we have a team of highly trained and skilled professionals who are dedicated to providing you with the best possible advice experience. Whether it is Home Loan or Financial Planning Advice, our team is always here to help our customers with support, product advice and processing of applications.
At RateOne we have a team of highly trained and skilled professionals who are dedicated to providing you with the best possible lending advice. Buyers always look at multiple options when it comes to selecting a house to buy, but do not extensively explore all the available lending options.

When you use a RateOne Home Loan mortgage broker you know you are getting experienced, professional and qualified advice on the most appropriate home loan structure and home loan product to meet your individual circumstances.Our team are all MFAA Accredited and Diploma Certified. Our brokers have also established a reputation for assisting clients from the initial inquiry right through to settlement and beyond.
We all have ideas and goals we'd like to achieve in our lifetime. Just like driving your car, there are many different roads you could take to get to your destination. RateOne advisers believe that central to any goal, is to have the right financial advice and protection in place to protect what you have already worked so hard for.
At RateOne, we offer a dynamic, supportive and energetic environment where a combination of hard work and dedication can lead to a fulfilling and financially rewarding career. We have developed an innovative system for lodging, tracking and settling home loan applications. RateOne can ensure your files fully meet NCCP compliance requirements.
Reviews (9)
Just Tania
Just Tania
Aug 27, 2021
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My partner and I had the great pleasure in working with Nick and Ted to make our first home owner dreams come true. After years of being told we couldn't own our first home we finally found people that told us we could and now we do !! Nick guided us the ENTIRE way through. He answered our calls and concerns outside of business hours, he explained things over and over until we understood. He went above and beyond in ways I could never repay him for. He was just truly brilliant!! We never felt like just another number like we did with other brokers. There was a genuine care factor the whole way
Petra Wiererova
Petra Wiererova
Jul 08, 2021
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To the great team of RateOne, namely to Ted Ongarezos and Nick Chen: Thanks for all your help with everything. It has been great working with you and I appreciate your level of service and professionalism. I will certainly recommend you to friends/colleagues/clients in need of a mortgage broker.
Gary Singh
Gary Singh
Jun 05, 2021
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As a first home buyer i was quite nervous and i got reference of rateone from one of facebook group. my broker was Dominica Durant who is senior mortgage consutlant/broker in rateone and she handled all the finance aspects and ours was not a striaghtforward case so really thanks Dominica for helping us getting to the line. she is extermely professional. she will not waste your time and will tell things straightely and clearly. if anyone is looking for a broker i can assure you you will be in good hands with Dominica.
Timothy Carlos
Timothy Carlos
Apr 27, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We worked with Rate one to obtain a home loan for our first home. After trying a few brokers who gave us little to no help or information, Dominica and her team were exceptional. Could not recommend them more highly.
Robinson Selvaraju
Robinson Selvaraju
Apr 11, 2021
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Finally, the dream came true as a First Home Buyer.. yes! we got a house key after settlement today.
We crossed this milestone in five months. No hassle during the loan process and the whole credit goes to one man Antony Allan and his team who made it easy to get pre approval in just 10 days which I would not have imagined otherwise. He changed us to be a serious house hunter😆. Also another thrilling day is the day when we received the Unconditional loan approval letter from bank exactly on that due date of contract to be signed and followed by FHOG approved from VIC Government. All this happend
Farheen Fatima
Farheen Fatima
Feb 22, 2021
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We recently have applied for a home loan through RateOne, Mulgrave. Our application was processed by Aydin Ukur. He has been very thorough in working out the best bank/rates that suits us. He has patiently explained, in detail, the enquiries we had and provided guidance through out our dealing. This being our first home, he has ensured that we had a fair and hassle free transaction. We highly recommend Aydin for the services he has provided and the attention he pays to each of the client.
~Rafeeq
Stephanie Vejar
Stephanie Vejar
Dec 30, 2020
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I was recommended Ted by a family member and I am so glad I was! He and his team made the entire home loan process stress-free and transparent. I have also been assisted by James Milic who is also fantastically friendly and highly knowledgeable. I highly recommend the team at RateOne.
Rachel Cosans
Rachel Cosans
Aug 18, 2020
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Positive: Professionalism, Value
Richard Jewel has been very helpful and and amazing to deal with.
Ricky has educated my partner and I on all things Superannuation, Life Insurance etc. in a very clear and easy to understand way. His direction has been very valuable to ensure we are set up in all aspects of our life. Highly Recommend!!
Sha Hayes
Sha Hayes
Jun 28, 2019
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Hands down! Firstly, Highly recommend Michael Flahive. The best! My husband and I would recommend to anyone wanting a broker. From the start it was very detail, end to end interactions, detailed email confirmations and a smooth interations. What more could you ask for! Also, to add thank you to Richard and Glenn for working together as a team, definitely was a great customer service experience. Love your work and many more will come your way Rate One, the ONLY ONE!