Hobart Home Loans
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Geoff Colls has been arranging loans as a mortgage broker since 1997 with access to a wide range of Lenders. His industry knowledge has helped hundreds of clients make an informed decision about not only selecting the right loan, but also about client's individual financial position with consideration to their specific needs.

Geoff is extremely aware that every loan decision is a very important financial decision and he is passionate and committed to ensuring his clients exceed their personal objectives. With more than 40 years experience in the Banking and Finance Industry, including holding key executive roles, Geoff commenced his own mortgage broking business which he has been operating for over 20 years.
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This range of products are 'no frills' or 'bargain basement' type loan which make them attractive for customers who seek the lowest possible interest rates. The disadvantage is that basic home loans generally have less flexibility than the more traditional standard variable home loans. This is the most popular form of home loan.
An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account offsets the amount you owe on that loan, and you'll only be charged the interest on the difference. This means the more money you have in your linked offset account, the less interest you'll need to pay on your home loan.
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