Profcover

We understand your professional needs and provide advice based upon our extensive experience. We are able to respond to your insurance requirements. We have gone out of our way to make your business insurance experience as simple as possible, knowing your time is best spent growing your business.

Professional Indemnity Insurance, Public Liability Insurance, Directors & Officers Insurance, Cyber liability Insurance, Medical Indemnity and General Insurance.Prof Cover was established to provide professionals with an insurance service that is designed with them in mind. We are not a typical general insurance broker looking to sell all types of insurance.

Your business has taken you years to build - but a claim arising from Loss or Damage could destroy it all in minutes. That's why businesses should help protect themselves with a quality Business Insurance Pack. Loss of trading profit following insured damage to property and additional costs and expenses incurred during a claim.

A professional person, in holding himself or herself out as the possessor of expert knowledge and special skills not shared by the rest of the population, owes a duty to his or her clients to exercise that degree of care and skill which is to be expected of a person in that particular profession.

If the professional, in rendering his or her services, fails to exercise the required level of care and skill and this results in injury, damage or pure financial loss being sustained by a client, then, the professional may be sued by the client for damages or compensation.

You need Public & Products Liability insurance to cover you in the event that you should become legally liable for any Personal Injury and/or Property Damage, that is sustained by any third party, which arises from your business operations.

Under a Public & Products Liability insurance policy the insurer agrees to cover you for any amounts which you become legally liable to pay as damages or compensation in respect of any Personal Injury and/or Property Damage, happening during the Period of Insurance within the Territorial Limits, that is caused by or arises out of an Occurrence in connection with your business operations.

When a breach of company law or regulation occurs or is alleged to have occurred, the focus is on your conduct or alleged conduct as a director, officer, senior manager and as a Company. Even where a Claim appears to be completely baseless or without merit, it will still cost you time and money to successfully defend the Claim.